Editorial & Fact-Checking Policy
How we research, rate, review and correct our credit-card comparisons and guides.
We hold our content to a high standard so you can trust the numbers you compare. This policy explains how we work.
Research & sourcing
Our writers rely on primary sources: issuer terms and conditions, schedules of fees, rewards program rules and official application pages. Where we describe a benefit — a welcome bonus, an APR range, lounge access — we verify it against the issuer’s current disclosures.
How we rate
Card assessments weigh rewards value against annual fee, everyday earn rates, interest costs, welcome offers and who the card genuinely suits. Ratings are editorial opinions, not guarantees of approval or value for your situation.
Review & fact-checking
Cards and guides carry a “last updated” date and are revisited when issuers change offers, fees or terms. Rates and offers move often, so we always point you to the issuer to confirm the latest details.
Corrections
Spotted an error? Contact us and we’ll investigate promptly. Substantive corrections are noted on the page.
Independence
We are not a bank, lender or card issuer. Affiliate relationships never change our advice, and our comparisons are general information rather than personalised financial advice.