Every ranking
Best credit cards, by need, score and country
Each list is ranked independently on net value, borrowing cost and approval odds. Pick the list that matches your situation.
By need
By need
Choose the job the card has to do.
Best Cash Back Credit CardsFlat-rate and category cash back, ranked by real return on everyday spending.39 cards ranked Best Travel Credit CardsTransferable points, no foreign fees and travel protections, ranked for people who actually fly.19 cards ranked Best Rewards Credit CardsPoints cards whose rewards are worth more than cash back when redeemed well.18 cards ranked Best No Annual Fee Credit CardsCards that cost nothing to hold and still pay you back.20 cards ranked Best Balance Transfer Credit CardsThe longest 0% windows and lowest transfer fees for clearing debt.3 cards ranked Best 0% Intro APR Credit CardsInterest-free purchases for a year or more, ranked by length and fee.1 cards ranked Best Premium & Luxury Credit CardsLounges, credits and concierge — ranked by whether the perks actually repay the fee.21 cards ranked Best Airline Credit CardsCo-branded miles cards ranked by earn rate, free bags and lounge access.10 cards ranked Best Hotel Credit CardsFree-night certificates and elite status, ranked by annual value.0 cards ranked Best Credit Cards for Dining & GroceriesThe highest earn rates on restaurants, delivery and supermarkets.5 cards ranked Best Gas & Commuter Credit CardsFuel and transit rewards for people who drive or commute every day.2 cards ranked Best Business Credit CardsCards for owners, freelancers and new LLCs, ranked on bonus, categories and fees.6 cards ranked Best Student Credit CardsFirst cards that build credit with no fee and forgiving approval.1 cards ranked Best Secured & Credit-Building CardsDeposit-backed and starter cards ranked by graduation path and cost.2 cards ranked Best Store & Retail Credit CardsRetailer cards ranked on discount, rewards and whether the APR is worth it.15 cards ranked
By credit score
By credit score
US FICO tiers — each list only includes cards that approve at that level.
Under 580Best Credit Cards for Bad Credit3 cards · Cards that approve scores under 580 and rebuild them.
580–639Best Credit Cards for a 600 Credit Score3 cards · Fair-credit cards with real rewards and no junk fees.
640–689Best Credit Cards for a 650 Credit Score14 cards · The first mainstream rewards cards open to fair-to-good credit.
690–739Best Credit Cards for a 700 Credit Score56 cards · Good credit unlocks nearly every rewards card — here are the ones worth it.
740+Best Credit Cards for a 750+ Credit Score60 cards · Excellent credit: the premium and bonus-rich cards you now qualify for.
No fileBest Credit Cards With No Credit History3 cards · Starter, student and newcomer cards that approve an empty file.
By country
By country
Separate rankings for each market, with fees in local currency.