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Store & Retail · United States

Prime Visa (Amazon)

4.7 / 5 editorial score

Prime members earn 5% back at Amazon and Whole Foods with no annual fee — one of the best store-linked cards available.

#1 of 14 · Store & Retail · USA#5 of 60 · All USA cards
Annual feeNo annual fee
IssuerAmazon / Chase
NetworkVisa
Welcome offerAmazon gift card on approval
Interest rate20.49%–29.24% variable
Foreign feeNone
Who qualifiesGood (690+)

Why it ranks

  • No annual fee (Prime required)
  • High Amazon rewards
  • No foreign fee

What holds it back

  • Requires Prime membership for 5%
  • Subject to Chase 5/24

Advertiser disclosure: we may be paid if you apply through our links. Ratings are editorial. Confirm today's terms on the issuer's site — offers change.

Prime members earn 5% back at Amazon and Whole Foods with no annual fee — one of the best store-linked cards available.

Prime Visa (Amazon) at a glance

IssuerAmazon / Chase
Card networkVisa
Annual feeNo annual fee
Welcome bonusAmazon gift card on approval
Rewards rate5% at Amazon, Whole Foods, Amazon Fresh & Chase Travel (with Prime), 2% gas/dining/transit, 1% other
Intro APRNone
Regular APR20.49%–29.24% variable
Foreign transaction feeNone
Credit neededGood (690+)
Best forAmazon Prime members and frequent online shoppers
Airport lounge accessNo

Rewards & benefits

  • 5% at Amazon & Whole Foods
  • No foreign fee
  • Visa Signature perks

Eligibility & who it suits

  • Active Amazon Prime membership for 5%
  • Good credit score

How to apply

Check current rates on Amazon / Chase’s official site →

This opens the issuer’s official application page in a new tab. We may earn a commission if you are approved — it never changes the terms you receive.

Rates, fees, welcome offers and benefits are provided for general information, can change at any time, and may not reflect current terms. Always confirm the latest details on the issuer’s official site before applying. This is not financial advice.

How it ranks against similar USA cards

RankCardAnnual feeRewardsWelcome offerForeign feeWho qualifiesScore
1
Prime Visa (Amazon)Amazon Prime members and frequent online shoppers
None 5% at Amazon, Whole Foods, Amazon Fresh & Chase Travel (with Prime), 2% gas/dini… Amazon gift card on approval None Good (690+) 4.7
2
Target RedCard Credit CardRegular Target shoppers
None 5% off at Target & Target.com, plus free 2-day shipping and extended returns Discount for new cardholders N/A Fair to Good (640+) 4.3
3
Sam's Club MastercardSam's Club members who buy a lot of gas
None 5% back on gas (on the first $6,000/yr, then 1%), 3% on dining and takeout, 3% o… Statement credit after a qualifying purchase soon after open… None Good (690+) 4.2
4
OnePay (Walmart) Cash Back CardRegular Walmart shoppers
None Elevated cash back on Walmart purchases (in store, online & fuel) plus a base ra… Promotional cash back for new members Varies Fair to Good (640+) 4.1

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