Blue Cash Preferred Card from American Express
One of the best cards for families, with leading cash back at U.S. supermarkets, streaming and gas.
Why it ranks
- Top grocery rewards
- Strong everyday categories
What holds it back
- $95 annual fee
- Foreign transaction fee
- $6k grocery cap
Advertiser disclosure: we may be paid if you apply through our links. Ratings are editorial. Confirm today's terms on the issuer's site — offers change.
One of the best cards for families, with leading cash back at U.S. supermarkets, streaming and gas.
Blue Cash Preferred Card from American Express at a glance
| Issuer | American Express |
| Card network | Amex |
| Annual fee | $95 |
| Welcome bonus | Statement-credit welcome offer |
| Rewards rate | 6% U.S. supermarkets (up to $6k/yr), 6% select U.S. streaming, 3% transit & U.S. gas, 1% other |
| Intro APR | 0% intro APR on purchases for 12 months |
| Regular APR | 19.24%–29.99% variable |
| Foreign transaction fee | 2.7% |
| Credit needed | Good to Excellent (700+) |
| Best for | Families with high grocery and streaming spend |
| Airport lounge access | No |
Rewards & benefits
- 6% groceries is best-in-class
- Streaming & gas bonuses
- 0% intro APR
Eligibility & who it suits
- Good-to-excellent credit
How to apply
Check current rates on American Express’s official site →
This opens the issuer’s official application page in a new tab. We may earn a commission if you are approved — it never changes the terms you receive.
Rates, fees, welcome offers and benefits are provided for general information, can change at any time, and may not reflect current terms. Always confirm the latest details on the issuer’s official site before applying. This is not financial advice.
How it ranks against similar USA cards
| Rank | Card | Annual fee | Rewards | Welcome offer | Foreign fee | Who qualifies | Score |
|---|---|---|---|---|---|---|---|
| 1 | AEAmerican ExpressBlue Cash Preferred$95/yr · US Blue Cash Preferred Card from American ExpressFamilies with high grocery and streaming spend |
$95/yr | 6% U.S. supermarkets (up to $6k/yr), 6% select U.S. streaming, 3% transit & U.S.… | Statement-credit welcome offer | 2.7% | Good to Excellent (700+) | |
| 2 | CChaseFreedom UnlimitedNo annual fee · US Chase Freedom UnlimitedEveryday spenders who want simple cash back and pair it with Chase points |
None | 5% travel via Chase, 3% dining & drugstores, 1.5% all other purchases | Extra cash back in the first year on bonus spend | 3% | Good (690+) | |
| 3 | CChaseFreedom FlexNo annual fee · US Chase Freedom FlexPeople who can track and activate rotating 5% categories |
None | 5% rotating quarterly categories (activation required), 5% travel via Chase, 3%… | Cash bonus after the minimum spend | 3% | Good (690+) | |
| 4 | CCitiDouble CashNo annual fee · US Citi Double Cash CardFlat-rate maximizers and debt payoff |
None | 1% when you buy + 1% when you pay = up to 2% on all purchases | Cash back welcome offer | 3% | Good (690+) |
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