The Business Platinum Card from American Express
A premium business travel card with wide airport lounge access, a deep stack of business statement credits and 5x points on flights and prepaid hotels.
Why it ranks
- Extensive lounge access
- Many business statement credits
- Transferable Membership Rewards
What holds it back
- Very high annual fee
- Credits require effort to use
- Requires a business
Advertiser disclosure: we may be paid if you apply through our links. Ratings are editorial. Confirm today's terms on the issuer's site — offers change.
A premium business travel card with wide airport lounge access, a deep stack of business statement credits and 5x points on flights and prepaid hotels.
The Business Platinum Card from American Express at a glance
| Issuer | American Express |
| Card network | Amex |
| Annual fee | $695 |
| Welcome bonus | Large Membership Rewards welcome offer after the minimum spend |
| Rewards rate | 5x on flights and prepaid hotels via Amex Travel, 1.5x on eligible purchases of $5,000 or more and in key business categories (up to a cap), 1x on everything else |
| Intro APR | None |
| Regular APR | See terms (Pay Over Time) |
| Foreign transaction fee | None |
| Credit needed | Good to Excellent (700+) |
| Best for | Business owners who travel frequently and value lounge access |
| Airport lounge access | Yes |
Rewards & benefits
- Global Lounge Collection access
- Annual credits for Dell, Indeed, wireless and more
- 35% points rebate on select airline redemptions via Pay With Points
Eligibility & who it suits
- A legitimate business or side venture
- Good-to-excellent personal credit
- Welcome offer subject to Amex eligibility rules
How to apply
Check current rates on American Express’s official site →
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Rates, fees, welcome offers and benefits are provided for general information, can change at any time, and may not reflect current terms. Always confirm the latest details on the issuer’s official site before applying. This is not financial advice.
How it ranks against similar USA cards
| Rank | Card | Annual fee | Rewards | Welcome offer | Foreign fee | Who qualifies | Score |
|---|---|---|---|---|---|---|---|
| 1 | AEAmerican ExpressBusiness Platinum$695/yr · US The Business Platinum Card from American ExpressBusiness owners who travel frequently and value lounge access |
$695/yr | 5x on flights and prepaid hotels via Amex Travel, 1.5x on eligible purchases of… | Large Membership Rewards welcome offer after the minimum spe… | None | Good to Excellent (700+) | |
| 2 | CChaseInk Business Preferred$95/yr · US Ink Business Preferred Credit CardSmall businesses with travel and advertising spend |
$95/yr | 3x on travel, shipping, internet/cable/phone and advertising on social media & s… | Large Ultimate Rewards points bonus after the minimum spend | None | Good to Excellent (700+) | |
| 3 | CChaseInk Business UnlimitedNo annual fee · US Ink Business Unlimited Credit CardBusinesses wanting simple flat-rate cash back |
None | Unlimited 1.5% cash back on all business purchases | Cash back bonus after meeting the minimum spend | 3% | Good to Excellent (700+) | |
| 4 | CChaseInk Business CashNo annual fee · US Ink Business Cash Credit CardBusinesses with office supply and telecom spending |
None | 5% at office supply stores and on internet/cable/phone (first $25,000/yr combine… | Cash back bonus after meeting the minimum spend | 3% | Good to Excellent (700+) |
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