American Express Business Gold (2026 Refresh)
An anticipated refresh of the Amex Business Gold widely reported to be in the works; details such as fee, credits and earn structure are not yet official. Verify on the official site before applying.
Why it ranks
- Anticipated improved benefits
- Transferable points expected
What holds it back
- Not yet available
- All terms unconfirmed
- Fee and credits could change
Advertiser disclosure: we may be paid if you apply through our links. Ratings are editorial. Confirm today's terms on the issuer's site — offers change.
An anticipated refresh of the Amex Business Gold widely reported to be in the works; details such as fee, credits and earn structure are not yet official. Verify on the official site before applying.
American Express Business Gold (2026 Refresh) at a glance
| Issuer | American Express |
| Card network | Amex |
| Annual fee | No annual fee |
| Welcome bonus | To be announced |
| Rewards rate | Expected to keep adaptive bonus categories for businesses; exact rates not yet announced |
| Intro APR | None |
| Regular APR | See terms |
| Foreign transaction fee | None |
| Credit needed | Good to Excellent (700+) |
| Best for | Businesses watching for an updated Amex Gold for Business |
| Airport lounge access | No |
Rewards & benefits
- Details not yet confirmed
- Likely refreshed statement credits
- Likely transferable Membership Rewards
Eligibility & who it suits
- A legitimate business or side venture
- Good-to-excellent personal credit
- Awaiting official launch details
How to apply
Check current rates on American Express’s official site →
This opens the issuer’s official application page in a new tab. We may earn a commission if you are approved — it never changes the terms you receive.
Rates, fees, welcome offers and benefits are provided for general information, can change at any time, and may not reflect current terms. Always confirm the latest details on the issuer’s official site before applying. This is not financial advice.
How it ranks against similar USA cards
| Rank | Card | Annual fee | Rewards | Welcome offer | Foreign fee | Who qualifies | Score |
|---|---|---|---|---|---|---|---|
| 1 | AEAmerican ExpressBusiness Gold 2026 RefreshNo annual fee · US American Express Business Gold (2026 Refresh)Businesses watching for an updated Amex Gold for Business |
None | Expected to keep adaptive bonus categories for businesses; exact rates not yet a… | To be announced | None | Good to Excellent (700+) | — |
| 2 | CChaseInk Business Preferred$95/yr · US Ink Business Preferred Credit CardSmall businesses with travel and advertising spend |
$95/yr | 3x on travel, shipping, internet/cable/phone and advertising on social media & s… | Large Ultimate Rewards points bonus after the minimum spend | None | Good to Excellent (700+) | |
| 3 | CChaseInk Business UnlimitedNo annual fee · US Ink Business Unlimited Credit CardBusinesses wanting simple flat-rate cash back |
None | Unlimited 1.5% cash back on all business purchases | Cash back bonus after meeting the minimum spend | 3% | Good to Excellent (700+) | |
| 4 | CChaseInk Business CashNo annual fee · US Ink Business Cash Credit CardBusinesses with office supply and telecom spending |
None | 5% at office supply stores and on internet/cable/phone (first $25,000/yr combine… | Cash back bonus after meeting the minimum spend | 3% | Good to Excellent (700+) |
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