Bankwest Zero Platinum Mastercard
The Bankwest Zero Platinum is a no-annual-fee card with no foreign transaction fees and complimentary overseas travel insurance, a rare combination that makes it a smart travel companion.
Why it ranks
- No annual fee and no FX fees
- Complimentary travel insurance is rare at this price
- Great value for overseas spending
What holds it back
- No rewards or points programme
- Travel insurance has eligibility conditions
- Cash advance fees and interest apply
Advertiser disclosure: we may be paid if you apply through our links. Ratings are editorial. Confirm today's terms on the issuer's site — offers change.
The Bankwest Zero Platinum is a no-annual-fee card with no foreign transaction fees and complimentary overseas travel insurance, a rare combination that makes it a smart travel companion.
Bankwest Zero Platinum Mastercard at a glance
| Issuer | Bankwest |
| Card network | Mastercard |
| Annual fee | No annual fee |
| Welcome bonus | Occasional promotional offer for new cardholders |
| Rewards rate | No points; travel cost savings focus |
| Intro APR | Introductory 0% balance transfer offers may be available |
| Regular APR | Approx. 19.99% p.a. on purchases |
| Foreign transaction fee | 0% on foreign currency purchases |
| Credit needed | Good credit history |
| Best for | Travellers wanting a fee-free card with insurance |
| Airport lounge access | No |
Rewards & benefits
- No annual fee for the life of the card
- No foreign transaction fees worldwide
- Complimentary overseas travel insurance
- Platinum-tier purchase and warranty protections
Eligibility & who it suits
- Australian resident or eligible visa holder
- Aged 18 or over
- Minimum income requirement applies
- Good credit history
How to apply
Check current rates on Bankwest’s official site →
This opens the issuer’s official application page in a new tab. We may earn a commission if you are approved — it never changes the terms you receive.
Rates, fees, welcome offers and benefits are provided for general information, can change at any time, and may not reflect current terms. Always confirm the latest details on the issuer’s official site before applying. This is not financial advice.
How it ranks against similar Australia cards
| Rank | Card | Annual fee | Rewards | Welcome offer | Foreign fee | Who qualifies | Score |
|---|---|---|---|---|---|---|---|
| 1 | BBankwestZero Platinum MastercardNo annual fee · AU Bankwest Zero Platinum MastercardTravellers wanting a fee-free card with insurance |
None | No points; travel cost savings focus | Occasional promotional offer for new cardholders | 0% on foreign currency pur… | Good credit history | |
| 2 | CACommonwealth Bank of AustraliaCommBank NeoNo annual fee · AU CommBank Neo Credit CardBorrowers wanting simple, interest-free repayments |
None | No rewards; simplicity focus | No welcome bonus | No international transacti… | Good credit history |
Reader reviews
No reader reviews yet. Have this card? Share how it has worked for you.
Write a review
Reviews appear after moderation.
Comments & Questions (0)
No comments yet — be the first to ask. Comments appear after review.
Leave a comment
Your comment appears after our team approves it. Or sign in to post faster.