Bank of America Travel Rewards Credit Card
A no-annual-fee, no-foreign-fee travel card earning a flat 1.5 points per dollar that can be redeemed as a statement credit against any travel purchase.
Why it ranks
- No annual fee
- No foreign transaction fee
- Boosted earn rate for BofA customers
What holds it back
- No transfer partners
- Flat rate without bonus categories
- Best value requires Preferred Rewards balances
Advertiser disclosure: we may be paid if you apply through our links. Ratings are editorial. Confirm today's terms on the issuer's site — offers change.
A no-annual-fee, no-foreign-fee travel card earning a flat 1.5 points per dollar that can be redeemed as a statement credit against any travel purchase.
Bank of America Travel Rewards Credit Card at a glance
| Issuer | Bank of America |
| Card network | Visa |
| Annual fee | No annual fee |
| Welcome bonus | 25,000+ online bonus points after meeting the minimum spend |
| Rewards rate | Unlimited 1.5 points per $1 on all purchases (up to 2.6x with top Preferred Rewards status) |
| Intro APR | 0% intro APR on purchases for 15 billing cycles |
| Regular APR | 19.24%–29.24% variable |
| Foreign transaction fee | None |
| Credit needed | Good to Excellent (700+) |
| Best for | Simple travel rewards with no annual or foreign fee |
| Airport lounge access | No |
Rewards & benefits
- Redeem points as a statement credit toward any travel
- Preferred Rewards members earn 25%–75% more points
- No blackout dates or transfer restrictions
Eligibility & who it suits
- Good-to-excellent credit score
- Sufficient income to support the line
- Preferred Rewards bonus requires qualifying BofA/Merrill balances
How to apply
Check current rates on Bank of America’s official site →
This opens the issuer’s official application page in a new tab. We may earn a commission if you are approved — it never changes the terms you receive.
Rates, fees, welcome offers and benefits are provided for general information, can change at any time, and may not reflect current terms. Always confirm the latest details on the issuer’s official site before applying. This is not financial advice.
How it ranks against similar USA cards
| Rank | Card | Annual fee | Rewards | Welcome offer | Foreign fee | Who qualifies | Score |
|---|---|---|---|---|---|---|---|
| 1 | ABank of AmericaTravel RewardsNo annual fee · US Bank of America Travel Rewards Credit CardSimple travel rewards with no annual or foreign fee |
None | Unlimited 1.5 points per $1 on all purchases (up to 2.6x with top Preferred Rewa… | 25,000+ online bonus points after meeting the minimum spend | None | Good to Excellent (700+) | |
| 2 | CChaseSapphire Preferred$95/yr · US Chase Sapphire Preferred CardTravelers who want flexible points without a huge annual fee |
$95/yr | 5x travel (Chase Travel), 3x dining & streaming, 2x other travel, 1x everything… | 60,000+ bonus points after meeting the minimum spend | None | Good to Excellent (700+) | |
| 3 | CChaseSapphire Reserve$550/yr · US Chase Sapphire ReserveFrequent travelers who value lounge access and premium protections |
$550/yr | 10x hotels & cars via Chase Travel, 5x flights, 3x dining, 1x other | Large points bonus after the minimum spend | None | Excellent (740+) | |
| 4 | COCapital OneVenture Rewards$95/yr · US Capital One Venture RewardsTravelers who want flat-rate miles with no category tracking |
$95/yr | 5x hotels & cars via portal, 2x miles on all other purchases | Miles welcome offer after minimum spend | None | Good to Excellent (700+) |
Reader reviews
No reader reviews yet. Have this card? Share how it has worked for you.
Write a review
Reviews appear after moderation.
Comments & Questions (0)
No comments yet — be the first to ask. Comments appear after review.
Leave a comment
Your comment appears after our team approves it. Or sign in to post faster.