British Airways American Express Credit Card
The British Airways Amex is a free Avios-earning card whose headline perk is a Companion Voucher unlocked by hitting an annual spend target, letting two travel for the cost of one.
Why it ranks
- No annual fee with a valuable Companion Voucher
- Good entry card for collecting Avios
- Solid welcome bonus
What holds it back
- Companion Voucher requires substantial annual spend
- 2.99% foreign transaction fee
Advertiser disclosure: we may be paid if you apply through our links. Ratings are editorial. Confirm today's terms on the issuer's site — offers change.
The British Airways Amex is a free Avios-earning card whose headline perk is a Companion Voucher unlocked by hitting an annual spend target, letting two travel for the cost of one.
British Airways American Express Credit Card at a glance
| Issuer | American Express UK |
| Card network | Amex |
| Annual fee | No annual fee |
| Welcome bonus | Bonus Avios after meeting an initial spend target |
| Rewards rate | 1 Avios per GBP1 spent |
| Intro APR | Not applicable |
| Regular APR | Approx. 30.7% APR representative (variable) |
| Foreign transaction fee | 2.99% on foreign currency purchases |
| Credit needed | Good credit history |
| Best for | BA flyers who can hit the spend for a Companion Voucher |
| Airport lounge access | No |
Rewards & benefits
- 1 Avios per GBP1 on all purchases
- Companion Voucher when you reach the annual spend threshold
- Welcome Avios bonus for new cardholders
- Avios redeemable across British Airways and partners
Eligibility & who it suits
- UK resident aged 18 or over
- On the electoral roll at your current address
- Good credit score
- British Airways Executive Club membership
How to apply
Check current rates on American Express UK’s official site →
This opens the issuer’s official application page in a new tab. We may earn a commission if you are approved — it never changes the terms you receive.
Rates, fees, welcome offers and benefits are provided for general information, can change at any time, and may not reflect current terms. Always confirm the latest details on the issuer’s official site before applying. This is not financial advice.
How it ranks against similar UK cards
| Rank | Card | Annual fee | Rewards | Welcome offer | Foreign fee | Who qualifies | Score |
|---|---|---|---|---|---|---|---|
| 1 | AEAmerican Express UKBritish AirwaysNo annual fee · UK British Airways American Express Credit CardBA flyers who can hit the spend for a Companion Voucher |
None | 1 Avios per GBP1 spent | Bonus Avios after meeting an initial spend target | 2.99% on foreign currency… | Good credit history | |
| 2 | HHalifaxClarityNo annual fee · UK Halifax Clarity Credit CardFrequent travellers wanting fee-free overseas spending |
None | No rewards; travel cost savings focus | No welcome bonus | 0% on foreign currency pur… | Good credit history | |
| 3 | AEAmerican Express UKPlatinum Cashback EverydayNo annual fee · UK American Express Platinum Cashback EverydayEveryday spenders wanting fee-free cashback |
None | Up to 5% intro then 0.5%-1% ongoing (tiered) | Higher cashback rate for the first three months | 2.99% on foreign currency… | Good credit history | |
| 4 | BBarclaycardAvios Plus£240/yr · UK Barclaycard Avios PlusBritish Airways flyers who spend regularly |
£240/yr | 1.5 Avios per GBP1 spent | Bonus Avios after meeting an initial spend target | 2.99% on foreign currency… | Good to excellent credit history |
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