Capital One Savor Cash Rewards Credit Card
A no-annual-fee dining and entertainment card earning unlimited 3% cash back on dining, entertainment, popular streaming and at grocery stores.
Why it ranks
- No annual fee
- Strong dining and entertainment rewards
- No foreign transaction fee
What holds it back
- 1% base rate outside bonus categories
- Cash back, not transferable on its own
- No lounge access
Advertiser disclosure: we may be paid if you apply through our links. Ratings are editorial. Confirm today's terms on the issuer's site — offers change.
A no-annual-fee dining and entertainment card earning unlimited 3% cash back on dining, entertainment, popular streaming and at grocery stores.
Capital One Savor Cash Rewards Credit Card at a glance
| Issuer | Capital One |
| Card network | Mastercard |
| Annual fee | No annual fee |
| Welcome bonus | $200+ cash bonus after meeting the minimum spend |
| Rewards rate | 3% on dining, entertainment, popular streaming services and at grocery stores, 8% on Capital One Entertainment, 5% on hotels & rental cars via Capital One Travel, 1% on everything else |
| Intro APR | 0% intro APR on purchases and balance transfers for 15 months |
| Regular APR | 19.24%–29.24% variable |
| Foreign transaction fee | None |
| Credit needed | Good to Excellent (700+) |
| Best for | Dining, streaming and entertainment spenders with no annual fee |
| Airport lounge access | No |
Rewards & benefits
- 3% on a broad dining and entertainment definition
- No foreign transaction fee
- 8% back on tickets via Capital One Entertainment
Eligibility & who it suits
- Good-to-excellent credit score
- Sufficient income to support the line
- Limited to one Capital One personal card bonus at a time in some cases
How to apply
Check current rates on Capital One’s official site →
This opens the issuer’s official application page in a new tab. We may earn a commission if you are approved — it never changes the terms you receive.
Rates, fees, welcome offers and benefits are provided for general information, can change at any time, and may not reflect current terms. Always confirm the latest details on the issuer’s official site before applying. This is not financial advice.
How it ranks against similar USA cards
| Rank | Card | Annual fee | Rewards | Welcome offer | Foreign fee | Who qualifies | Score |
|---|---|---|---|---|---|---|---|
| 1 | COCapital OneSavor Cash RewardsNo annual fee · US Capital One Savor Cash Rewards Credit CardDining, streaming and entertainment spenders with no annual fee |
None | 3% on dining, entertainment, popular streaming services and at grocery stores, 8… | $200+ cash bonus after meeting the minimum spend | None | Good to Excellent (700+) | |
| 2 | AEAmerican ExpressGold$325/yr · US American Express Gold CardHeavy spenders on dining and groceries |
$325/yr | 4x at restaurants worldwide, 4x at U.S. supermarkets (up to cap), 3x flights, 1x… | Membership Rewards points after the minimum spend | None | Good to Excellent (700+) | |
| 3 | UU.S. BankAltitude Go Visa SignatureNo annual fee · US U.S. Bank Altitude Go Visa Signature CardFoodies who want strong dining rewards without a fee |
None | 4x on dining and takeout, 2x at grocery stores, gas/EV charging and streaming, 1… | 20,000+ bonus points after meeting the minimum spend | None | Good to Excellent (700+) |
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