Citi / AAdvantage Platinum Select World Elite Mastercard
A popular American Airlines co-branded card with a free checked bag, preferred boarding and 2x AAdvantage miles on American purchases. Annual fee waived the first year.
Why it ranks
- Free checked bag pays for the fee quickly
- No foreign transaction fee
- First-year annual fee waived
What holds it back
- Annual fee after the first year
- Miles are only useful for American/oneworld
- No lounge access
Advertiser disclosure: we may be paid if you apply through our links. Ratings are editorial. Confirm today's terms on the issuer's site — offers change.
A popular American Airlines co-branded card with a free checked bag, preferred boarding and 2x AAdvantage miles on American purchases. Annual fee waived the first year.
Citi / AAdvantage Platinum Select World Elite Mastercard at a glance
| Issuer | Citi |
| Card network | Mastercard |
| Annual fee | $99 |
| Welcome bonus | 50,000+ AAdvantage bonus miles after meeting the minimum spend |
| Rewards rate | 2x miles on American Airlines, gas & restaurants, 1x on everything else |
| Intro APR | None |
| Regular APR | 20.24%–29.24% variable |
| Foreign transaction fee | None |
| Credit needed | Good to Excellent (700+) |
| Best for | American Airlines flyers who want a free checked bag |
| Airport lounge access | No |
Rewards & benefits
- First checked bag free on domestic AA itineraries
- Preferred boarding on American flights
- $125 American flight discount after $20,000 annual spend
Eligibility & who it suits
- U.S. credit history with a good-to-excellent score
- Not have earned a bonus on this card in 48 months
- Sufficient income to support the line
How to apply
Check current rates on Citi’s official site →
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Rates, fees, welcome offers and benefits are provided for general information, can change at any time, and may not reflect current terms. Always confirm the latest details on the issuer’s official site before applying. This is not financial advice.
How it ranks against similar USA cards
| Rank | Card | Annual fee | Rewards | Welcome offer | Foreign fee | Who qualifies | Score |
|---|---|---|---|---|---|---|---|
| 1 | CCitiAAdvantage Platinum Select World Elite Mastercard$99/yr · US Citi / AAdvantage Platinum Select World Elite MastercardAmerican Airlines flyers who want a free checked bag |
$99/yr | 2x miles on American Airlines, gas & restaurants, 1x on everything else | 50,000+ AAdvantage bonus miles after meeting the minimum spe… | None | Good to Excellent (700+) | |
| 2 | BUBarclays USJetBlue Plus$99/yr · US JetBlue Plus CardJetBlue flyers who check bags |
$99/yr | 6x points on JetBlue purchases, 2x at restaurants and grocery stores, 1x on ever… | Large TrueBlue points bonus after meeting the minimum spend | None | Good to Excellent (700+) | |
| 3 | BUBarclays USAAdvantage Aviator Red World Elite Mastercard$99/yr · US AAdvantage Aviator Red World Elite MastercardAmerican Airlines flyers wanting an easy welcome bonus |
$99/yr | 2x AAdvantage miles on eligible American Airlines purchases, 1x on everything el… | AAdvantage miles bonus after making a single purchase and pa… | None | Good to Excellent (700+) |
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