FAB Etihad Guest Platinum Credit Card
Best for: Etihad flyers who want to earn Etihad Guest Miles on everyday spend at an entry-level fee.
Why it ranks
- Entry-level fee for an airline co-brand card
- Higher earning on foreign currency spend
- Flexible accelerator for big-spend months
What holds it back
- No airport lounge access listed
- Miles only suit people who fly Etihad or its partners
- High 3.99% monthly finance charge
Advertiser disclosure: we may be paid if you apply through our links. Ratings are editorial. Confirm today's terms on the issuer's site — offers change.
The FAB Etihad Guest Platinum Credit Card is FAB's entry-level Etihad Guest card, earning miles on every purchase for a fee of AED 525 a year. Figures are as of September 2026.
FAB Etihad Guest Platinum Credit Card at a glance
| Issuer | First Abu Dhabi Bank (FAB) |
| Card network | Visa |
| Annual fee | AED 525 a year (incl. VAT) |
| Welcome bonus | See issuer for the current offer |
| Rewards rate | 2 Etihad Guest Miles per AED 10 on domestic spend, 3.5 on non-AED international spend and 4 with Etihad and its partners; optional accelerator at AED 250 a month for 5.5 miles per AED 10 |
| Intro APR | None |
| Regular APR | 3.99% per month (47.88% APR) |
| Foreign transaction fee | Up to 2.61% plus VAT and card scheme charges |
| Airport lounge access | None listed on the product page |
| Credit needed | Minimum monthly salary AED 8,000 |
| Best for | Etihad flyers who want to earn Etihad Guest Miles on everyday spend |
Key features
- Miles on every purchase, with higher earning on foreign spend and Etihad bookings
- Optional Miles Accelerator: 5.5 miles per AED 10 on all purchases for AED 250 a month
- 25% Etihad Guest Miles discount voucher when you spend AED 100,000 a year
- Two intracity airport transfers a year at AED 40 per ride
- Four discounted cinema tickets a month at AED 20
Before you apply: confirm the current fee, reward rates and eligibility on the issuer's official site. BestCreditCards is an independent ranking site, not the card issuer, and this is not financial advice.
Sources: bankfab.com · apply.bankfab.com
How it ranks against similar UAE cards
| Rank | Card | Annual fee | Rewards | Welcome offer | Foreign fee | Who qualifies | Score |
|---|---|---|---|---|---|---|---|
| 1 | FAFirst Abu Dhabi Bank (FAB)FAB Etihad Guest PlatinumAED 525/yr · AE FAB Etihad Guest Platinum Credit CardEtihad flyers who want to earn Etihad Guest Miles on everyday spend |
AED 525/yr | 2 Etihad Guest Miles per AED 10 on domestic spend, 3.5 on non-AED international… | See issuer for the current offer | Up to 2.61% plus VAT and c… | Minimum monthly salary AED 8,000 | |
| 2 | ENEmirates NBDSkywards SignatureAED 735/yr · AE Emirates NBD Skywards Signature Credit CardEmirates frequent flyers based in the UAE |
AED 735/yr | Up to 1.5 Skywards Miles per USD1 equivalent spent | Welcome Skywards Miles after card activation and spend | Foreign currency markup ap… | Stable income, UAE residency |
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