NAB Qantas Rewards Signature Card
The NAB Qantas Rewards Signature is a premium frequent-flyer card earning Qantas Points on every dollar, with a generous sign-up bonus, lounge invitations and travel insurance.
Why it ranks
- Strong Qantas Points earning
- Lounge invitations add real travel value
- Generous welcome bonus
What holds it back
- Higher annual fee
- 3% foreign transaction fee
- Requires a higher income to qualify
Advertiser disclosure: we may be paid if you apply through our links. Ratings are editorial. Confirm today's terms on the issuer's site — offers change.
The NAB Qantas Rewards Signature is a premium frequent-flyer card earning Qantas Points on every dollar, with a generous sign-up bonus, lounge invitations and travel insurance.
NAB Qantas Rewards Signature Card at a glance
| Issuer | National Australia Bank (NAB) |
| Card network | Visa |
| Annual fee | A$295 |
| Welcome bonus | Large Qantas Points bonus after qualifying spend |
| Rewards rate | Earn Qantas Points per AUD1 on eligible spend |
| Intro APR | Not applicable |
| Regular APR | Approx. 19.99% p.a. on purchases |
| Foreign transaction fee | 3% on foreign currency purchases |
| Credit needed | Good to excellent credit history |
| Best for | Qantas frequent flyers wanting premium perks |
| Airport lounge access | Yes |
Rewards & benefits
- Earn Qantas Points on eligible everyday spending
- Complimentary Qantas Club lounge invitations each year
- Complimentary overseas travel insurance
- Bonus points on selected Qantas spending
Eligibility & who it suits
- Australian resident or eligible visa holder
- Aged 18 or over
- Minimum income requirement applies for Signature tier
- Good to excellent credit history
How to apply
Check current rates on National Australia Bank (NAB)’s official site →
This opens the issuer’s official application page in a new tab. We may earn a commission if you are approved — it never changes the terms you receive.
Rates, fees, welcome offers and benefits are provided for general information, can change at any time, and may not reflect current terms. Always confirm the latest details on the issuer’s official site before applying. This is not financial advice.
How it ranks against similar Australia cards
| Rank | Card | Annual fee | Rewards | Welcome offer | Foreign fee | Who qualifies | Score |
|---|---|---|---|---|---|---|---|
| 1 | NANational Australia Bank (NAB)NAB Qantas Rewards SignatureA$295/yr · AU NAB Qantas Rewards Signature CardQantas frequent flyers wanting premium perks |
A$295/yr | Earn Qantas Points per AUD1 on eligible spend | Large Qantas Points bonus after qualifying spend | 3% on foreign currency pur… | Good to excellent credit history | |
| 2 | AEAmerican Express AustraliaQantas UltimateA$450/yr · AU American Express Qantas Ultimate CardFrequent Qantas flyers maximising points and perks |
A$450/yr | Up to 1.25 Qantas Points per AUD1 on eligible spend | Large Qantas Points bonus after qualifying spend | 3% on foreign currency pur… | Good to excellent credit history | |
| 3 | AAAustralia and New Zealand Banking Group (ANZ)ANZ Frequent Flyer BlackA$425/yr · AU ANZ Frequent Flyer Black Credit CardHigh-spending Qantas flyers wanting premium perks |
A$425/yr | Earn Qantas Points per AUD1 on eligible spend | Large Qantas Points bonus after qualifying spend | 3% on foreign currency pur… | Good to excellent credit history |
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