Wells Fargo Autograph Journey Card
Wells Fargo's elevated travel card earning strong points on hotels, airlines and dining, with transferable points to airline and hotel partners and an annual airline credit.
Why it ranks
- Strong travel and dining earn rates
- Transferable points
- No foreign transaction fee
What holds it back
- Has an annual fee
- Newer transfer partner lineup
- No lounge access
Advertiser disclosure: we may be paid if you apply through our links. Ratings are editorial. Confirm today's terms on the issuer's site — offers change.
Wells Fargo's elevated travel card earning strong points on hotels, airlines and dining, with transferable points to airline and hotel partners and an annual airline credit.
Wells Fargo Autograph Journey Card at a glance
| Issuer | Wells Fargo |
| Card network | Visa |
| Annual fee | $95 |
| Welcome bonus | Large points bonus after meeting the minimum spend |
| Rewards rate | 5x on hotels, 4x on airlines, 3x on other travel and dining, 1x on everything else |
| Intro APR | None |
| Regular APR | 20.24%–29.24% variable |
| Foreign transaction fee | None |
| Credit needed | Good to Excellent (700+) |
| Best for | Travelers wanting transferable points and an airline credit |
| Airport lounge access | No |
Rewards & benefits
- Points transfer to airline and hotel partners
- $50 annual statement credit with a $50+ airline purchase
- No foreign transaction fee
Eligibility & who it suits
- Good-to-excellent credit score
- Sufficient income to support the line
- Generally one Wells Fargo bonus per 16 months
How to apply
Check current rates on Wells Fargo’s official site →
This opens the issuer’s official application page in a new tab. We may earn a commission if you are approved — it never changes the terms you receive.
Rates, fees, welcome offers and benefits are provided for general information, can change at any time, and may not reflect current terms. Always confirm the latest details on the issuer’s official site before applying. This is not financial advice.
How it ranks against similar USA cards
| Rank | Card | Annual fee | Rewards | Welcome offer | Foreign fee | Who qualifies | Score |
|---|---|---|---|---|---|---|---|
| 1 | WFWells FargoAutograph Journey$95/yr · US Wells Fargo Autograph Journey CardTravelers wanting transferable points and an airline credit |
$95/yr | 5x on hotels, 4x on airlines, 3x on other travel and dining, 1x on everything el… | Large points bonus after meeting the minimum spend | None | Good to Excellent (700+) | |
| 2 | CChaseSapphire Preferred$95/yr · US Chase Sapphire Preferred CardTravelers who want flexible points without a huge annual fee |
$95/yr | 5x travel (Chase Travel), 3x dining & streaming, 2x other travel, 1x everything… | 60,000+ bonus points after meeting the minimum spend | None | Good to Excellent (700+) | |
| 3 | CChaseSapphire Reserve$550/yr · US Chase Sapphire ReserveFrequent travelers who value lounge access and premium protections |
$550/yr | 10x hotels & cars via Chase Travel, 5x flights, 3x dining, 1x other | Large points bonus after the minimum spend | None | Excellent (740+) | |
| 4 | COCapital OneVenture Rewards$95/yr · US Capital One Venture RewardsTravelers who want flat-rate miles with no category tracking |
$95/yr | 5x hotels & cars via portal, 2x miles on all other purchases | Miles welcome offer after minimum spend | None | Good to Excellent (700+) |
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