Westpac Altitude Platinum Credit Card
The Westpac Altitude Platinum earns Altitude points on everyday spending with the choice of Qantas or a flexible rewards programme, plus complimentary travel insurance.
Why it ranks
- Flexible choice between Qantas and Altitude Rewards
- Complimentary travel insurance included
- Solid welcome bonus offers
What holds it back
- Annual fee applies
- 3% foreign transaction fee
- Best value requires consistent spending
Advertiser disclosure: we may be paid if you apply through our links. Ratings are editorial. Confirm today's terms on the issuer's site — offers change.
The Westpac Altitude Platinum earns Altitude points on everyday spending with the choice of Qantas or a flexible rewards programme, plus complimentary travel insurance.
Westpac Altitude Platinum Credit Card at a glance
| Issuer | Westpac |
| Card network | Mastercard |
| Annual fee | A$150 |
| Welcome bonus | Bonus Altitude or Qantas points after qualifying spend |
| Rewards rate | Earn Altitude points per AUD1 on eligible spend |
| Intro APR | Not applicable |
| Regular APR | Approx. 20.99% p.a. on purchases |
| Foreign transaction fee | 3% on foreign currency purchases |
| Credit needed | Good to excellent credit history |
| Best for | Rewards seekers wanting Qantas or flexible points |
| Airport lounge access | No |
Rewards & benefits
- Earn Altitude points on eligible purchases
- Option to earn Qantas Points or flexible Altitude Rewards
- Complimentary overseas travel insurance
- Transfer points to multiple airline partners
Eligibility & who it suits
- Australian resident or eligible visa holder
- Aged 18 or over
- Minimum income requirement applies
- Good to excellent credit history
How to apply
Check current rates on Westpac’s official site →
This opens the issuer’s official application page in a new tab. We may earn a commission if you are approved — it never changes the terms you receive.
Rates, fees, welcome offers and benefits are provided for general information, can change at any time, and may not reflect current terms. Always confirm the latest details on the issuer’s official site before applying. This is not financial advice.
How it ranks against similar Australia cards
| Rank | Card | Annual fee | Rewards | Welcome offer | Foreign fee | Who qualifies | Score |
|---|---|---|---|---|---|---|---|
| 1 | WWestpacAltitude PlatinumA$150/yr · AU Westpac Altitude Platinum Credit CardRewards seekers wanting Qantas or flexible points |
A$150/yr | Earn Altitude points per AUD1 on eligible spend | Bonus Altitude or Qantas points after qualifying spend | 3% on foreign currency pur… | Good to excellent credit history | |
| 2 | CACommonwealth Bank of AustraliaCommBank AwardsNo annual fee · AU CommBank Awards Credit CardCommBank customers wanting flexible rewards points |
None | Earn Awards points per AUD1 on eligible spend | Bonus Awards points after qualifying spend | 3% on foreign currency pur… | Good credit history |
Reader reviews
No reader reviews yet. Have this card? Share how it has worked for you.
Write a review
Reviews appear after moderation.
Comments & Questions (0)
No comments yet — be the first to ask. Comments appear after review.
Leave a comment
Your comment appears after our team approves it. Or sign in to post faster.