Blue Cash Everyday Card from American Express
A no-annual-fee everyday cash back card with 3% back at U.S. supermarkets, online retail and U.S. gas stations, plus a 0% intro APR offer.
Why it ranks
- No annual fee
- Strong everyday categories
- 0% intro APR
What holds it back
- 2.7% foreign transaction fee
- $6,000 annual category caps
- Amex less accepted than Visa/Mastercard abroad
Advertiser disclosure: we may be paid if you apply through our links. Ratings are editorial. Confirm today's terms on the issuer's site — offers change.
A no-annual-fee everyday cash back card with 3% back at U.S. supermarkets, online retail and U.S. gas stations, plus a 0% intro APR offer.
Blue Cash Everyday Card from American Express at a glance
| Issuer | American Express |
| Card network | Amex |
| Annual fee | No annual fee |
| Welcome bonus | Cash back welcome offer after meeting the minimum spend |
| Rewards rate | 3% at U.S. supermarkets, U.S. online retail and U.S. gas stations (each on the first $6,000/yr, then 1%), 1% on other purchases |
| Intro APR | 0% intro APR on purchases and balance transfers for 15 months |
| Regular APR | 19.24%–29.99% variable |
| Foreign transaction fee | 2.7% |
| Credit needed | Good to Excellent (700+) |
| Best for | Families wanting grocery and online shopping cash back with no fee |
| Airport lounge access | No |
Rewards & benefits
- Cash back earned as Reward Dollars
- Disney Bundle and other statement credits
- 0% intro APR period
Eligibility & who it suits
- Good-to-excellent credit score
- Sufficient income to support the line
- Welcome offer subject to Amex once-per-lifetime rule
How to apply
Check current rates on American Express’s official site →
This opens the issuer’s official application page in a new tab. We may earn a commission if you are approved — it never changes the terms you receive.
Rates, fees, welcome offers and benefits are provided for general information, can change at any time, and may not reflect current terms. Always confirm the latest details on the issuer’s official site before applying. This is not financial advice.
How it ranks against similar USA cards
| Rank | Card | Annual fee | Rewards | Welcome offer | Foreign fee | Who qualifies | Score |
|---|---|---|---|---|---|---|---|
| 1 | AEAmerican ExpressBlue Cash EverydayNo annual fee · US Blue Cash Everyday Card from American ExpressFamilies wanting grocery and online shopping cash back with no fee |
None | 3% at U.S. supermarkets, U.S. online retail and U.S. gas stations (each on the f… | Cash back welcome offer after meeting the minimum spend | 2.7% | Good to Excellent (700+) | |
| 2 | CChaseFreedom UnlimitedNo annual fee · US Chase Freedom UnlimitedEveryday spenders who want simple cash back and pair it with Chase points |
None | 5% travel via Chase, 3% dining & drugstores, 1.5% all other purchases | Extra cash back in the first year on bonus spend | 3% | Good (690+) | |
| 3 | AEAmerican ExpressBlue Cash Preferred$95/yr · US Blue Cash Preferred Card from American ExpressFamilies with high grocery and streaming spend |
$95/yr | 6% U.S. supermarkets (up to $6k/yr), 6% select U.S. streaming, 3% transit & U.S.… | Statement-credit welcome offer | 2.7% | Good to Excellent (700+) | |
| 4 | CChaseFreedom FlexNo annual fee · US Chase Freedom FlexPeople who can track and activate rotating 5% categories |
None | 5% rotating quarterly categories (activation required), 5% travel via Chase, 3%… | Cash bonus after the minimum spend | 3% | Good (690+) |
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