Barclaycard Platinum Balance Transfer
This Barclaycard offers one of the market's long 0% balance-transfer periods, letting you move existing card debt across and pay it down without interest piling up.
Why it ranks
- Market-leading 0% balance-transfer window
- Can save significant interest on existing debt
- No annual fee
What holds it back
- A balance-transfer fee applies upfront
- Standard APR resumes after the 0% period
Advertiser disclosure: we may be paid if you apply through our links. Ratings are editorial. Confirm today's terms on the issuer's site — offers change.
This Barclaycard offers one of the market's long 0% balance-transfer periods, letting you move existing card debt across and pay it down without interest piling up.
Barclaycard Platinum Balance Transfer at a glance
| Issuer | Barclaycard |
| Card network | Visa |
| Annual fee | No annual fee |
| Welcome bonus | No welcome bonus |
| Rewards rate | No rewards; debt-clearance focus |
| Intro APR | 0% on balance transfers for an extended period (transfer fee applies) |
| Regular APR | Approx. 24.9% APR representative (variable) |
| Foreign transaction fee | 2.99% on foreign currency purchases |
| Credit needed | Good credit history |
| Best for | Clearing existing credit-card debt interest-free |
| Airport lounge access | No |
Rewards & benefits
- Lengthy 0% introductory period on balance transfers
- No annual fee to hold the card
- One-off transfer fee instead of ongoing interest
- Manage and track repayments in the Barclaycard app
Eligibility & who it suits
- UK resident aged 18 or over
- On the electoral roll at your current address
- Good credit score
- Existing card balance to transfer (not from another Barclaycard)
How to apply
Check current rates on Barclaycard’s official site →
This opens the issuer’s official application page in a new tab. We may earn a commission if you are approved — it never changes the terms you receive.
Rates, fees, welcome offers and benefits are provided for general information, can change at any time, and may not reflect current terms. Always confirm the latest details on the issuer’s official site before applying. This is not financial advice.
How it ranks against similar UK cards
| Rank | Card | Annual fee | Rewards | Welcome offer | Foreign fee | Who qualifies | Score |
|---|---|---|---|---|---|---|---|
| 1 | BBarclaycardPlatinum Balance TransferNo annual fee · UK Barclaycard Platinum Balance TransferClearing existing credit-card debt interest-free |
None | No rewards; debt-clearance focus | No welcome bonus | 2.99% on foreign currency… | Good credit history | |
| 2 | VMVirgin MoneyAll RoundNo annual fee · UK Virgin Money All Round Credit CardFlexible borrowers who also like collecting Virgin Points |
None | Earn Virgin Points on eligible spending | Introductory 0% on purchases and balance transfers | Non-sterling transaction f… | Good credit history |
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