Capital One Venture X Rewards
A premium travel card that's relatively affordable, with lounge access, a travel credit and anniversary miles that offset most of the fee.
Why it ranks
- Credits often exceed the fee
- Unlimited 2x miles
- Lounge access with guests
What holds it back
- Requires excellent credit
- Best for portal bookings
Advertiser disclosure: we may be paid if you apply through our links. Ratings are editorial. Confirm today's terms on the issuer's site — offers change.
A premium travel card that's relatively affordable, with lounge access, a travel credit and anniversary miles that offset most of the fee.
Capital One Venture X Rewards at a glance
| Issuer | Capital One |
| Card network | Visa |
| Annual fee | $395 |
| Welcome bonus | Large miles welcome offer |
| Rewards rate | 10x hotels & cars via Capital One Travel, 5x flights via portal, 2x everything else |
| Intro APR | None |
| Regular APR | 19.99%–29.99% variable |
| Foreign transaction fee | None |
| Credit needed | Excellent (740+) |
| Best for | Travelers who want premium perks at a lower fee |
| Airport lounge access | Yes |
Rewards & benefits
- $300 annual travel credit
- 10,000 anniversary miles
- Lounge access
- 2x on everything
Eligibility & who it suits
- Excellent credit score
- Often a hard pull on all three bureaus
How to apply
Check current rates on Capital One’s official site →
This opens the issuer’s official application page in a new tab. We may earn a commission if you are approved — it never changes the terms you receive.
Rates, fees, welcome offers and benefits are provided for general information, can change at any time, and may not reflect current terms. Always confirm the latest details on the issuer’s official site before applying. This is not financial advice.
How it ranks against similar USA cards
| Rank | Card | Annual fee | Rewards | Welcome offer | Foreign fee | Who qualifies | Score |
|---|---|---|---|---|---|---|---|
| 1 | COCapital OneVenture X Rewards$395/yr · US Capital One Venture X RewardsTravelers who want premium perks at a lower fee |
$395/yr | 10x hotels & cars via Capital One Travel, 5x flights via portal, 2x everything e… | Large miles welcome offer | None | Excellent (740+) | |
| 2 | AEAmerican ExpressPlatinum$695/yr · US The Platinum Card from American ExpressFrequent flyers who maximize lounge access and travel credits |
$695/yr | 5x flights booked with Amex Travel or airlines, 5x prepaid hotels via Amex Trave… | Large Membership Rewards welcome offer | None | Excellent (740+) | |
| 3 | UU.S. BankAltitude Reserve Visa Infinite$400/yr · US U.S. Bank Altitude Reserve Visa InfiniteMobile-wallet users who want premium perks |
$400/yr | 3x on travel and mobile-wallet purchases, 1x other; points worth 1.5¢ toward tra… | Points after the minimum spend | None | Excellent (740+) |
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