U.S. Bank Altitude Reserve Visa Infinite
A premium travel card that rewards mobile-wallet spending and includes a real-time travel credit and lounge access.
Why it ranks
- Travel credit offsets much of the fee
- Lounge access
- Strong mobile-wallet earning
What holds it back
- High annual fee
- Existing U.S. Bank relationship may be required
Advertiser disclosure: we may be paid if you apply through our links. Ratings are editorial. Confirm today's terms on the issuer's site — offers change.
A premium travel card that rewards mobile-wallet spending and includes a real-time travel credit and lounge access.
U.S. Bank Altitude Reserve Visa Infinite at a glance
| Issuer | U.S. Bank |
| Card network | Visa |
| Annual fee | $400 |
| Welcome bonus | Points after the minimum spend |
| Rewards rate | 3x on travel and mobile-wallet purchases, 1x other; points worth 1.5¢ toward travel |
| Intro APR | None |
| Regular APR | See terms |
| Foreign transaction fee | None |
| Credit needed | Excellent (740+) |
| Best for | Mobile-wallet users who want premium perks |
| Airport lounge access | Yes |
Rewards & benefits
- $325 travel & dining credit
- Priority Pass
- Global Entry/TSA credit
Eligibility & who it suits
- Excellent credit score
How to apply
Check current rates on U.S. Bank’s official site →
This opens the issuer’s official application page in a new tab. We may earn a commission if you are approved — it never changes the terms you receive.
Rates, fees, welcome offers and benefits are provided for general information, can change at any time, and may not reflect current terms. Always confirm the latest details on the issuer’s official site before applying. This is not financial advice.
How it ranks against similar USA cards
| Rank | Card | Annual fee | Rewards | Welcome offer | Foreign fee | Who qualifies | Score |
|---|---|---|---|---|---|---|---|
| 1 | UU.S. BankAltitude Reserve Visa Infinite$400/yr · US U.S. Bank Altitude Reserve Visa InfiniteMobile-wallet users who want premium perks |
$400/yr | 3x on travel and mobile-wallet purchases, 1x other; points worth 1.5¢ toward tra… | Points after the minimum spend | None | Excellent (740+) | |
| 2 | COCapital OneVenture X Rewards$395/yr · US Capital One Venture X RewardsTravelers who want premium perks at a lower fee |
$395/yr | 10x hotels & cars via Capital One Travel, 5x flights via portal, 2x everything e… | Large miles welcome offer | None | Excellent (740+) | |
| 3 | AEAmerican ExpressPlatinum$695/yr · US The Platinum Card from American ExpressFrequent flyers who maximize lounge access and travel credits |
$695/yr | 5x flights booked with Amex Travel or airlines, 5x prepaid hotels via Amex Trave… | Large Membership Rewards welcome offer | None | Excellent (740+) |
Reader reviews
No reader reviews yet. Have this card? Share how it has worked for you.
Write a review
Reviews appear after moderation.
Comments & Questions (0)
No comments yet — be the first to ask. Comments appear after review.
Leave a comment
Your comment appears after our team approves it. Or sign in to post faster.