Costco Anywhere Visa Card by Citi
A members-only card with outstanding gas rewards plus bonus dining, travel and Costco cash back — no annual fee with membership.
Why it ranks
- No annual fee with membership
- Excellent gas rewards
- No foreign fee
What holds it back
- Requires Costco membership
- Annual reward certificate redeemable at Costco
Advertiser disclosure: we may be paid if you apply through our links. Ratings are editorial. Confirm today's terms on the issuer's site — offers change.
A members-only card with outstanding gas rewards plus bonus dining, travel and Costco cash back — no annual fee with membership.
Costco Anywhere Visa Card by Citi at a glance
| Issuer | Costco / Citi |
| Card network | Visa |
| Annual fee | No annual fee |
| Welcome bonus | None |
| Rewards rate | 4% on eligible gas (up to $7k/yr), 3% dining & travel, 2% at Costco, 1% other |
| Intro APR | None |
| Regular APR | 20.49%–28.49% variable |
| Foreign transaction fee | None |
| Credit needed | Good to Excellent (700+) |
| Best for | Costco members with high fuel spend |
| Airport lounge access | No |
Rewards & benefits
- 4% gas
- 3% dining & travel
- No foreign fee
Eligibility & who it suits
- Active Costco membership
- Good-to-excellent credit
How to apply
Check current rates on Costco / Citi’s official site →
This opens the issuer’s official application page in a new tab. We may earn a commission if you are approved — it never changes the terms you receive.
Rates, fees, welcome offers and benefits are provided for general information, can change at any time, and may not reflect current terms. Always confirm the latest details on the issuer’s official site before applying. This is not financial advice.
How it ranks against similar USA cards
| Rank | Card | Annual fee | Rewards | Welcome offer | Foreign fee | Who qualifies | Score |
|---|---|---|---|---|---|---|---|
| 1 | C/Costco / CitiCostco Anywhere Visa by CitiNo annual fee · US Costco Anywhere Visa Card by CitiCostco members with high fuel spend |
None | 4% on eligible gas (up to $7k/yr), 3% dining & travel, 2% at Costco, 1% other | None | None | Good to Excellent (700+) | |
| 2 | CChaseFreedom UnlimitedNo annual fee · US Chase Freedom UnlimitedEveryday spenders who want simple cash back and pair it with Chase points |
None | 5% travel via Chase, 3% dining & drugstores, 1.5% all other purchases | Extra cash back in the first year on bonus spend | 3% | Good (690+) | |
| 3 | AEAmerican ExpressBlue Cash Preferred$95/yr · US Blue Cash Preferred Card from American ExpressFamilies with high grocery and streaming spend |
$95/yr | 6% U.S. supermarkets (up to $6k/yr), 6% select U.S. streaming, 3% transit & U.S.… | Statement-credit welcome offer | 2.7% | Good to Excellent (700+) | |
| 4 | CChaseFreedom FlexNo annual fee · US Chase Freedom FlexPeople who can track and activate rotating 5% categories |
None | 5% rotating quarterly categories (activation required), 5% travel via Chase, 3%… | Cash bonus after the minimum spend | 3% | Good (690+) |
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