Inter Mastercard Credit Card
A no-annual-fee card tied to Banco Inter's free digital account. It earns cashback through the Inter Loop program and the Inter Shop marketplace, all managed in one super-app that also handles banking, investments and shopping.
Why it ranks
- Zero annual fee
- Cashback integrated with a full super-app
- Strong digital banking ecosystem
- Easy, fully online onboarding
What holds it back
- Cashback rates depend on Inter Shop usage
- No airport lounge access on the standard card
- Starting limits can be modest
Advertiser disclosure: we may be paid if you apply through our links. Ratings are editorial. Confirm today's terms on the issuer's site — offers change.
A no-annual-fee card tied to Banco Inter's free digital account. It earns cashback through the Inter Loop program and the Inter Shop marketplace, all managed in one super-app that also handles banking, investments and shopping.
Inter Mastercard Credit Card at a glance
| Issuer | Banco Inter |
| Card network | Mastercard |
| Annual fee | No annual fee |
| Welcome bonus | Promotional cashback for new account holders (varies) |
| Rewards rate | Cashback on bills and marketplace purchases |
| Intro APR | N/A |
| Regular APR | Variable rotativo per Banco Inter's disclosed rates |
| Foreign transaction fee | IOF plus Mastercard exchange rate on international spends |
| Credit needed | Fair to Good |
| Best for | Inter account users who want free cashback in a super-app |
| Airport lounge access | No |
Rewards & benefits
- Cashback through the Inter Loop loyalty program
- Extra cashback on the Inter Shop marketplace
- No annual fee with the free digital account
- Manage card, banking and investments in one app
- Use cashback toward your bill or investments
Eligibility & who it suits
- Brazilian resident with a valid CPF
- Free Banco Inter digital account
- Serasa score and credit history reviewed by Inter
- Age 18 or older with valid identification
How to apply
Check current rates on Banco Inter’s official site →
This opens the issuer’s official application page in a new tab. We may earn a commission if you are approved — it never changes the terms you receive.
Rates, fees, welcome offers and benefits are provided for general information, can change at any time, and may not reflect current terms. Always confirm the latest details on the issuer’s official site before applying. This is not financial advice.
How it ranks against similar Brazil cards
| Rank | Card | Annual fee | Rewards | Welcome offer | Foreign fee | Who qualifies | Score |
|---|---|---|---|---|---|---|---|
| 1 | BIBanco InterInter MastercardNo annual fee · BR Inter Mastercard Credit CardInter account users who want free cashback in a super-app |
None | Cashback on bills and marketplace purchases | Promotional cashback for new account holders (varies) | IOF plus Mastercard exchan… | Fair to Good | |
| 2 | NPNu Pagamentos (Nubank)Nubank Mastercard RoxinhoNo annual fee · BR Nubank Mastercard (Roxinho)First-time and app-savvy users who want a free, fully digital card |
None | No rewards listed on the card page; check the Nubank app for current rewards opt… | No traditional welcome bonus; zero fee from day one | IOF plus Mastercard exchan… | Fair to Good | |
| 3 | IUItau UnibancoItau Click Visa PlatinumNo annual fee · BR Itau Click Visa PlatinumEveryday digital shoppers who want a free points card |
None | Around 1 point per US dollar spent | Promotional bonus points for new clients (varies) | IOF plus Visa exchange rat… | Fair to Good | |
| 4 | PPicPayMastercardNo annual fee · BR PicPay Card MastercardPicPay wallet users who want cashback with no fee |
None | Cashback on eligible spends, with yield on balance | Promotional cashback offers for new users (varies) | IOF plus Mastercard exchan… | Fair |
Reader reviews
No reader reviews yet. Have this card? Share how it has worked for you.
Write a review
Reviews appear after moderation.
Comments & Questions (0)
No comments yet — be the first to ask. Comments appear after review.
Leave a comment
Your comment appears after our team approves it. Or sign in to post faster.