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No Annual Fee · Brazil

Itau Click Visa Platinum

4.1 / 5 editorial score

A digital-first card from Itau aimed at online shoppers, with no annual fee when you meet a modest monthly spend. You earn Sempre Presente points on every purchase and manage everything from the Itau app, making it a practical everyday card.

#3 of 7 · No Annual Fee · Brazil#9 of 13 · All Brazil cards
Annual feeNo annual fee
IssuerItau Unibanco
NetworkVisa
Welcome offerPromotional bonus points for new clients (varies)
Interest rateVariable rotativo per Itau's discl…
Foreign feeIOF plus Visa exchange rate on…
Who qualifiesFair to Good

Why it ranks

  • Annual fee easily waived with modest spending
  • Solid points program from a major bank
  • Strong, full-featured banking app
  • Good everyday card for online purchases

What holds it back

  • No airport lounge access
  • Points earn rate is modest
  • Fee applies if monthly spend is too low

Advertiser disclosure: we may be paid if you apply through our links. Ratings are editorial. Confirm today's terms on the issuer's site — offers change.

A digital-first card from Itau aimed at online shoppers, with no annual fee when you meet a modest monthly spend. You earn Sempre Presente points on every purchase and manage everything from the Itau app, making it a practical everyday card.

Itau Click Visa Platinum at a glance

IssuerItau Unibanco
Card networkVisa
Annual feeNo annual fee
Welcome bonusPromotional bonus points for new clients (varies)
Rewards rateAround 1 point per US dollar spent
Intro APRN/A
Regular APRVariable rotativo per Itau's disclosed rates
Foreign transaction feeIOF plus Visa exchange rate on international spends
Credit neededFair to Good
Best forEveryday digital shoppers who want a free points card
Airport lounge accessNo

Rewards & benefits

  • Earn Sempre Presente points on every purchase
  • No annual fee with a small monthly spend
  • Manage and block the card instantly in the Itau app
  • Redeem points for products, travel and vouchers
  • Virtual card support for safer online shopping

Eligibility & who it suits

  • Brazilian resident with a valid CPF
  • Age 18 or older
  • Comprovante de renda (proof of income) as requested by Itau
  • Serasa score and credit history reviewed by the bank

How to apply

Check current rates on Itau Unibanco’s official site →

This opens the issuer’s official application page in a new tab. We may earn a commission if you are approved — it never changes the terms you receive.

Rates, fees, welcome offers and benefits are provided for general information, can change at any time, and may not reflect current terms. Always confirm the latest details on the issuer’s official site before applying. This is not financial advice.

How it ranks against similar Brazil cards

RankCardAnnual feeRewardsWelcome offerForeign feeWho qualifiesScore
1
Itau Click Visa PlatinumEveryday digital shoppers who want a free points card
None Around 1 point per US dollar spent Promotional bonus points for new clients (varies) IOF plus Visa exchange rat… Fair to Good 4.1
2
Nubank Mastercard (Roxinho)First-time and app-savvy users who want a free, fully digital card
None No rewards listed on the card page; check the Nubank app for current rewards opt… No traditional welcome bonus; zero fee from day one IOF plus Mastercard exchan… Fair to Good 4.7
3
Inter Mastercard Credit CardInter account users who want free cashback in a super-app
None Cashback on bills and marketplace purchases Promotional cashback for new account holders (varies) IOF plus Mastercard exchan… Fair to Good 4.2
4
PicPay Card MastercardPicPay wallet users who want cashback with no fee
None Cashback on eligible spends, with yield on balance Promotional cashback offers for new users (varies) IOF plus Mastercard exchan… Fair 4.1

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