Kotak League Platinum Credit Card
Best for: moderate spenders who can reach ₹1.25 lakh every six months for PVR tickets or 10,000 bonus points.
Why it ranks
- Low fee that is easy to waive
- The half-yearly milestone gives most of the value
- Wide redemption options, including vouchers and travel
What holds it back
- No lounge access
- Base earn rate is low without the milestone
- Offered only in 10 cities
Advertiser disclosure: we may be paid if you apply through our links. Ratings are editorial. Confirm today's terms on the issuer's site — offers change.
The Kotak League Platinum Credit Card is a low-fee rewards card whose main value is a half-yearly milestone: 4 PVR tickets or 10,000 points on ₹1.25 lakh spend. The ₹499 fee is waived on ₹50,000 annual retail spend.
Kotak League Platinum Credit Card at a glance
| Issuer | Kotak Mahindra Bank |
| Card network | See issuer |
| Annual fee | ₹499 joining and annual fee (annual fee waived on ₹50,000 retail spend; a nil-fee variant is also listed) |
| Welcome bonus | 5,000 Reward Points (worth ₹500) on joining, after fee payment on the fee variant |
| Rewards rate | 8 Reward Points per ₹150 on special categories and on anniversary-year spends of ₹2 lakh or more; 4 Reward Points per ₹150 on other eligible spends; 4 PVR tickets or 10,000 points on ₹1.25 lakh spend every 6 months |
| Intro APR | None |
| Regular APR | 3.75% a month (45% a year) |
| Foreign transaction fee | 3.5% foreign currency transaction markup |
| Airport lounge access | None |
| Credit needed | Age 21 to 60; annual income of ₹5 lakh or more; offered in 10 cities |
| Best for | Moderate spenders who can reach ₹1.25 lakh every six months for tickets or points |
Key features
- 4 PVR tickets or 10,000 Reward Points on ₹1.25 lakh spend every 6 months
- 1% fuel surcharge waiver on ₹500 to ₹4,000 transactions, up to ₹3,500 a year
- Railway surcharge waiver up to ₹500 a year
- 5,000 welcome Reward Points
Before you apply: confirm the current fee, reward rates and eligibility on the issuer's official site. BestCreditCards is an independent ranking site, not the card issuer, and this is not financial advice.
Sources: kotak.bank.in · kotak.bank.in · kotak.bank.in
How it ranks against similar India cards
| Rank | Card | Annual fee | Rewards | Welcome offer | Foreign fee | Who qualifies | Score |
|---|---|---|---|---|---|---|---|
| 1 | KMKotak Mahindra BankKotak League Platinum₹499/yr · IN Kotak League Platinum Credit CardModerate spenders who can reach ₹1.25 lakh every six months for tickets or points |
₹499/yr | 8 Reward Points per ₹150 on special categories and on anniversary-year spends of… | 5,000 Reward Points (worth ₹500) on joining, after fee payme… | 3.5% foreign currency tran… | Age 21 to 60; annual income of ₹… | |
| 2 | AEAmerican ExpressMembership Rewards₹4,500/yr · IN American Express Membership Rewards Credit CardDisciplined spenders who hit monthly milestones for bonus points |
₹4,500/yr | Around 1 point per Rs.50, boosted by milestones | 4,000 Membership Rewards points on spending Rs.15,000 in 90… | 3.5% markup on foreign cur… | Good to Excellent | |
| 3 | AAxis BankPrivilegeNo annual fee · IN Axis Bank Privilege Credit CardMid-level spenders who want EDGE points, a milestone bonus and domestic lounges |
None | 10 EDGE REWARD points per ₹200 spent in India or abroad; 10,000 bonus points (wo… | 12,500 EDGE REWARD points (worth ₹2,500) only when a joining… | 3.5% of the transaction va… | Age 18 to 70, Indian resident; i… | |
| 4 | SSBI CardSBI SimplySAVE₹499/yr · IN SBI SimplySAVE Credit CardEveryday spenders who want simple rewards on essentials |
₹499/yr | Around 2.5% on bonus categories, 0.25% base | 2,000 bonus Reward Points on spending Rs.2,000 in 60 days | 3.5% markup on foreign cur… | Fair to Good |
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