Nordstrom Credit Card
A retail card tied to The Nordy Club loyalty program, earning points at Nordstrom and Nordstrom Rack with cardholder perks like early access to sales.
Why it ranks
- No annual fee
- Solid Nordstrom rewards and perks
- Visa version usable anywhere
What holds it back
- Rewards only redeemable at Nordstrom
- High store APR
- Best value for frequent Nordstrom shoppers
Advertiser disclosure: we may be paid if you apply through our links. Ratings are editorial. Confirm today's terms on the issuer's site — offers change.
A retail card tied to The Nordy Club loyalty program, earning points at Nordstrom and Nordstrom Rack with cardholder perks like early access to sales.
Nordstrom Credit Card at a glance
| Issuer | Nordstrom |
| Card network | Visa |
| Annual fee | No annual fee |
| Welcome bonus | Bonus Nordstrom Notes for new cardholders after first purchase |
| Rewards rate | 3 points per $1 at Nordstrom and Nordstrom Rack; the Visa version also earns 2x on dining, 2x on transit, and 1x elsewhere |
| Intro APR | None |
| Regular APR | See terms |
| Foreign transaction fee | None |
| Credit needed | Good (690+) |
| Best for | Nordstrom loyalists who value early sale access |
| Airport lounge access | No |
Rewards & benefits
- Points redeem as Nordstrom Notes
- Early access to Anniversary Sale and other events
- Free basic alterations at higher Nordy Club tiers
Eligibility & who it suits
- Good credit score
- A Nordy Club account
- Sufficient income to support the line
How to apply
Check current rates on Nordstrom’s official site →
This opens the issuer’s official application page in a new tab. We may earn a commission if you are approved — it never changes the terms you receive.
Rates, fees, welcome offers and benefits are provided for general information, can change at any time, and may not reflect current terms. Always confirm the latest details on the issuer’s official site before applying. This is not financial advice.
How it ranks against similar USA cards
| Rank | Card | Annual fee | Rewards | Welcome offer | Foreign fee | Who qualifies | Score |
|---|---|---|---|---|---|---|---|
| 1 | NNordstromNordstrom Credit CardNo annual fee · US Nordstrom Credit CardNordstrom loyalists who value early sale access |
None | 3 points per $1 at Nordstrom and Nordstrom Rack; the Visa version also earns 2x… | Bonus Nordstrom Notes for new cardholders after first purcha… | None | Good (690+) | |
| 2 | A/Amazon / ChasePrime Visa AmazonNo annual fee · US Prime Visa (Amazon)Amazon Prime members and frequent online shoppers |
None | 5% at Amazon, Whole Foods, Amazon Fresh & Chase Travel (with Prime), 2% gas/dini… | Amazon gift card on approval | None | Good (690+) | |
| 3 | TTargetRedCardNo annual fee · US Target RedCard Credit CardRegular Target shoppers |
None | 5% off at Target & Target.com, plus free 2-day shipping and extended returns | Discount for new cardholders | N/A | Fair to Good (640+) | |
| 4 | SSynchronySam's Club MastercardNo annual fee · US Sam's Club MastercardSam's Club members who buy a lot of gas |
None | 5% back on gas (on the first $6,000/yr, then 1%), 3% on dining and takeout, 3% o… | Statement credit after a qualifying purchase soon after open… | None | Good (690+) |
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