woman holding magnetic card
Photo: Blake Wisz / Unsplash
No Annual Fee · Germany

Bank Norwegian Visa

3.9 / 5 editorial score

Bank Norwegian's free Visa offers cashback on Norwegian Airlines bookings and no foreign currency fees, making it a low-cost travel card with a simple rewards twist.

#5 of 5 · No Annual Fee · Germany#12 of 12 · All Germany cards
Annual feeNo annual fee
IssuerBank Norwegian
NetworkVisa
Welcome offerOccasional CashPoints welcome offer
Interest rateApprox. 24.4% p.a. on revolving ba…
Foreign fee0% on purchases worldwide
Who qualifiesPositive SCHUFA, regular income

Why it ranks

  • Genuinely free card with travel cashback
  • No FX fees on overseas spending
  • Strong rewards if you fly Norwegian

What holds it back

  • Best rewards are tied to one airline
  • High revolving interest if not paid in full

Advertiser disclosure: we may be paid if you apply through our links. Ratings are editorial. Confirm today's terms on the issuer's site — offers change.

Bank Norwegian's free Visa offers cashback on Norwegian Airlines bookings and no foreign currency fees, making it a low-cost travel card with a simple rewards twist.

Bank Norwegian Visa at a glance

IssuerBank Norwegian
Card networkVisa
Annual feeNo annual fee
Welcome bonusOccasional CashPoints welcome offer
Rewards rateUp to 20% CashPoints on Norwegian flights, 0.5% elsewhere
Intro APRNot applicable
Regular APRApprox. 24.4% p.a. on revolving balances
Foreign transaction fee0% on purchases worldwide
Credit neededPositive SCHUFA, regular income
Best forTravellers flying Norwegian who want a free card
Airport lounge accessNo

Rewards & benefits

  • Up to 20% CashPoints on Norwegian Airlines flights
  • 0.5% CashPoints on all other purchases
  • No annual fee and no foreign currency fee
  • CashPoints redeemable toward Norwegian travel

Eligibility & who it suits

  • Resident in Germany with a registered address
  • Positive SCHUFA credit standing
  • Regular, verifiable income
  • Minimum age of 18

How to apply

Check current rates on Bank Norwegian’s official site →

This opens the issuer’s official application page in a new tab. We may earn a commission if you are approved — it never changes the terms you receive.

Rates, fees, welcome offers and benefits are provided for general information, can change at any time, and may not reflect current terms. Always confirm the latest details on the issuer’s official site before applying. This is not financial advice.

How it ranks against similar Germany cards

RankCardAnnual feeRewardsWelcome offerForeign feeWho qualifiesScore
1
Bank Norwegian VisaTravellers flying Norwegian who want a free card
None Up to 20% CashPoints on Norwegian flights, 0.5% elsewhere Occasional CashPoints welcome offer 0% on purchases worldwide Positive SCHUFA, regular income 3.9
2
DKB Visa DebitkarteTravellers with DKB active status who want a free German card with no FX fees
None No cashback or points (pure no-fee value) No standing welcome bonus 0% with DKB active status… Positive SCHUFA, regular income 4.6
3
Hanseatic Bank GenialCardCost-conscious users wanting a free travel-friendly Visa
None No points; flexible repayment Frequently runs a new-customer cash bonus 0% on purchases worldwide Positive SCHUFA, regular income 4.4
4
easybank Kreditkarte (formerly Barclays Visa)Everyday spenders wanting a free card with FX-free travel
None No points; flexible repayment Regular new-customer cashback offers 0% on purchases worldwide Positive SCHUFA, regular income 4.3

Reader reviews

No reader reviews yet. Have this card? Share how it has worked for you.

Write a review

Reviews appear after moderation.

Your rating

Comments & Questions (0)

No comments yet — be the first to ask. Comments appear after review.

Leave a comment

Your comment appears after our team approves it. Or sign in to post faster.