Bradesco Neo Visa
A no-annual-fee digital card from Bradesco built for younger, app-first customers. It's fully managed online, links easily to digital wallets, and offers a simple, modern way to start using credit without paperwork or fees.
Why it ranks
- Zero annual fee
- Modern, fully digital experience
- Backed by one of Brazil's largest banks
- Simple entry card for building credit
What holds it back
- Limited built-in rewards
- No airport lounge access
- Lower credit limits for new users
Advertiser disclosure: we may be paid if you apply through our links. Ratings are editorial. Confirm today's terms on the issuer's site — offers change.
A no-annual-fee digital card from Bradesco built for younger, app-first customers. It's fully managed online, links easily to digital wallets, and offers a simple, modern way to start using credit without paperwork or fees.
Bradesco Neo Visa at a glance
| Issuer | Banco Bradesco |
| Card network | Visa |
| Annual fee | No annual fee |
| Welcome bonus | No fixed welcome bonus; zero annual fee |
| Rewards rate | Optional rewards via Bradesco programs |
| Intro APR | N/A |
| Regular APR | Variable rotativo per Bradesco's disclosed rates |
| Foreign transaction fee | IOF plus Visa exchange rate on international spends |
| Credit needed | Fair |
| Best for | Young, digital-first users who want a free starter card |
| Airport lounge access | No |
Rewards & benefits
- No annual fee on the Neo card
- Full management through the Bradesco and Next apps
- Easy linkage to Google Pay, Apple Pay and Samsung Pay
- Virtual card for secure online purchases
- Optional rewards through Bradesco programs
Eligibility & who it suits
- Brazilian resident with a valid CPF
- Age 18 or older
- Serasa score and credit history reviewed by Bradesco
- Account opened through the bank's digital channels
How to apply
Check current rates on Banco Bradesco’s official site →
This opens the issuer’s official application page in a new tab. We may earn a commission if you are approved — it never changes the terms you receive.
Rates, fees, welcome offers and benefits are provided for general information, can change at any time, and may not reflect current terms. Always confirm the latest details on the issuer’s official site before applying. This is not financial advice.
How it ranks against similar Brazil cards
| Rank | Card | Annual fee | Rewards | Welcome offer | Foreign fee | Who qualifies | Score |
|---|---|---|---|---|---|---|---|
| 1 | BBBanco BradescoBradesco Neo VisaNo annual fee · BR Bradesco Neo VisaYoung, digital-first users who want a free starter card |
None | Optional rewards via Bradesco programs | No fixed welcome bonus; zero annual fee | IOF plus Visa exchange rat… | Fair | |
| 2 | NPNu Pagamentos (Nubank)Nubank Mastercard RoxinhoNo annual fee · BR Nubank Mastercard (Roxinho)First-time and app-savvy users who want a free, fully digital card |
None | No rewards listed on the card page; check the Nubank app for current rewards opt… | No traditional welcome bonus; zero fee from day one | IOF plus Mastercard exchan… | Fair to Good | |
| 3 | BIBanco InterInter MastercardNo annual fee · BR Inter Mastercard Credit CardInter account users who want free cashback in a super-app |
None | Cashback on bills and marketplace purchases | Promotional cashback for new account holders (varies) | IOF plus Mastercard exchan… | Fair to Good | |
| 4 | IUItau UnibancoItau Click Visa PlatinumNo annual fee · BR Itau Click Visa PlatinumEveryday digital shoppers who want a free points card |
None | Around 1 point per US dollar spent | Promotional bonus points for new clients (varies) | IOF plus Visa exchange rat… | Fair to Good |
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