6CDCommercial Bank of Dubai (CBD)CBD Super SaverAED 420/yr · AE
Cash Back · United Arab Emirates
CBD Super Saver Credit Card
4.1 / 5 editorial score
Best for: high monthly spenders who put school fees, groceries, fuel and utilities on one card.
Annual feeAED 420/yr
IssuerCommercial Bank of Dubai (CBD)
NetworkVisa
Welcome offerSee issuer for the current offer
Interest rate3.85% per month (46.20% APR)
Foreign fee3.5% on international spend in…
Who qualifiesMinimum monthly salary AED 5,000 as…
Why it ranks
- Covers school and university fees
- Top tier reaches 10% on essentials
- Lounge visits and family travel cover included
What holds it back
- 10% needs AED 20,000 of total monthly spend
- High 3.5% fee on international transactions
- No cashback on dining, travel or shopping
Advertiser disclosure: we may be paid if you apply through our links. Ratings are editorial. Confirm today's terms on the issuer's site — offers change.
The CBD Super Saver Credit Card pays tiered cashback on utility bills, education, supermarkets and fuel, and the more you spend in total each month, the higher the rate, up to 10%. Figures are as of September 2026.
CBD Super Saver Credit Card at a glance
| Issuer | Commercial Bank of Dubai (CBD) |
| Card network | Visa |
| Annual fee | Free in year one, then AED 420 a year (incl. VAT); waivable on annual spend targets set by CBD |
| Welcome bonus | See issuer for the current offer |
| Rewards rate | 3% to 10% cashback on water and electricity bills, education, supermarkets and fuel, based on total monthly spend (AED 3,000 minimum); caps AED 150 per category and AED 600 a month |
| Intro APR | None |
| Regular APR | 3.85% per month (46.20% APR) |
| Foreign transaction fee | 3.5% on international spend in AED and foreign currency, plus Visa's processing fee |
| Airport lounge access | 8 complimentary visits a year to 1,000+ lounges via the Visa Airport Companion app |
| Credit needed | Minimum monthly salary AED 5,000 as a confirmed employee; residents aged 21 to 63 |
| Best for | High monthly spenders who pay school fees, groceries, fuel and utilities by card |
Key features
- 3% at AED 3,000 to 9,999 of monthly spend, 5% at AED 10,000 to 19,999, 10% at AED 20,000+
- Cashback caps of AED 75, AED 100 or AED 150 per category depending on the tier
- 8 complimentary lounge visits a year via the Visa Airport Companion app
- Multi-trip travel insurance for you and your family up to USD 500,000
- Cashback expires 24 months after it is earned
Before you apply: confirm the current fee, reward rates and eligibility on the issuer's official site. BestCreditCards is an independent ranking site, not the card issuer, and this is not financial advice.
How it ranks against similar UAE cards
| Rank | Card | Annual fee | Rewards | Welcome offer | Foreign fee | Who qualifies | Score |
|---|---|---|---|---|---|---|---|
| 1 | CDCommercial Bank of Dubai (CBD)CBD Super SaverAED 420/yr · AE CBD Super Saver Credit CardHigh monthly spenders who pay school fees, groceries, fuel and utilities by card |
AED 420/yr | 3% to 10% cashback on water and electricity bills, education, supermarkets and f… | See issuer for the current offer | 3.5% on international spen… | Minimum monthly salary AED 5,000… | |
| 2 | ADAbu Dhabi Commercial Bank (ADCB)ADCB 365 CashbackAED 383.25/yr · AE ADCB 365 Cashback Credit CardDining, fuel and grocery spenders who put AED 5,000+ a month on one card |
AED 383.25/yr | 6% dining (incl. online orders), 5% fuel and Salik, 5% home digital entertainmen… | See issuer for the current offer | See issuer | Minimum monthly salary AED 5,000… | |
| 3 | MMashreq BankMashreq CashbackNo annual fee · AE Mashreq Cashback Credit CardEveryday spenders wanting fee-free cashback |
None | Up to 5% on dining, 2% on groceries, 1% elsewhere | Welcome cashback offer for new cardholders | Foreign currency markup ap… | Stable income, UAE residency | |
| 4 | FAFirst Abu Dhabi Bank (FAB)FAB CashbackNo annual fee · AE FAB Cashback Credit CardHouseholds wanting fee-free cashback on essentials |
None | Up to 5% on groceries and dining, 3% on fuel | Welcome cashback offer for new cardholders | Foreign currency markup ap… | Stable income, UAE residency |
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