American Express Membership Rewards Credit Card
Disciplined spenders who hit monthly milestones for bonus points
Annual fee₹4,500/yr
Who qualifiesGood to Excellent
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Disciplined spenders who hit monthly milestones for bonus points
Mid-level spenders who want EDGE points, a milestone bonus and domestic lounges
Everyday spenders who want simple rewards on essentials
New cardholders wanting dining, movie and starter lounge perks
Spenders who will use milestone vouchers and want domestic and Priority Pass lounges
Households that want a low-fee card for monthly grocery spending
Moderate spenders who can reach ₹1.25 lakh every six months for tickets or points