HDFC Infinia Credit Card (Metal Edition)
High-net-worth spenders who want top-tier travel and luxury perks
Annual fee₹12,500/yr
Who qualifiesExcellent
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Every card we rank
All credit cards we rank in India
34 cards reviewed and scored. Filter by country and type, or switch to the table to scan fees, rewards and offers at a glance.
HDFC Diners Club Black Metal Credit Card
Frequent flyers who want luxury perks on the Diners network
Annual fee₹10,000/yr
Who qualifiesExcellent
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Amazon Pay ICICI Bank Credit Card
Amazon regulars who want a free everyday cashback card
Annual feeNone
Who qualifiesInvite-only; ICICI lis…
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Axis Bank ACE Credit Card
Anyone who wants high cashback on bills and everyday spends
Annual fee₹499/yr
Who qualifiesGood
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Axis Bank Magnus Credit Card
Points maximizers who transfer rewards to airline miles
Annual fee₹12,500/yr
Who qualifiesExcellent
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Cashback SBI Card
Online shoppers who want simple, automatic cashback
Annual fee₹999/yr
Who qualifiesGood
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Axis Bank Atlas Credit Card
Frequent travelers who want transferable airline and hotel miles
Annual fee₹5,000/yr
Who qualifiesGood to Excellent
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Flipkart Axis Bank Credit Card
Flipkart and Myntra loyalists who want simple cashback
Annual fee₹500/yr
Who qualifiesGood
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HDFC Regalia Gold Credit Card
Aspiring premium users who want lounge access and lifestyle rewards
Annual fee₹2,500/yr
Who qualifiesGood to Excellent
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HSBC Live+ Credit Card
Everyday spenders on dining, groceries and shopping who want simple cashback
Annual fee₹999/yr
Who qualifiesSalaried: 18 to 65 yea…
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IDFC FIRST Wealth Credit Card
High earners who want a free premium card with lounge, golf and a 1.5% forex markup
Annual feeNone
Who qualifiesAnnual income of ₹36 l…
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Scapia Federal Bank Credit Card
Travellers who book on the Scapia app and want zero forex on a free card
Annual feeNone
Who qualifiesSee issuer
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Tata Neu Infinity HDFC Bank Credit Card
Regular shoppers on Tata Neu and partner Tata brands who spend ₹3 lakh a year
Annual fee₹1,499/yr
Who qualifiesSalaried: ₹1 lakh mont…
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HDFC Millennia Credit Card
Young professionals who shop heavily on Amazon, Flipkart and food apps
Annual fee₹1,000/yr
Who qualifiesGood
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SBI Card ELITE
Families who want entertainment perks plus travel benefits
Annual fee₹4,999/yr
Who qualifiesGood to Excellent
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Standard Chartered Ultimate Credit Card
Premium users who want a simple flat-rate rewards card
Annual fee₹5,000/yr
Who qualifiesExcellent
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American Express Membership Rewards Credit Card
Disciplined spenders who hit monthly milestones for bonus points
Annual fee₹4,500/yr
Who qualifiesGood to Excellent
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Axis Bank Horizon Credit Card
Frequent flyers who book direct with airlines and want lounges without spend rules
Annual fee₹3,000/yr
Who qualifiesAge 18 to 70, Indian r…
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ICICI Bank Sapphiro Credit Card
Lifestyle spenders who want dining, movie and travel perks together
Annual fee₹3,500/yr
Who qualifiesGood to Excellent
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IDFC FIRST Millennia Credit Card
Lifetime free rewards on dining, travel and foreign spends with zero forex markup
Annual feeNone
Who qualifiesSee issuer for income…
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Swiggy HDFC Bank Credit Card
Frequent Swiggy users who also shop online for apparel, electronics and cabs
Annual fee₹500/yr
Who qualifiesSalaried: monthly inco…
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BPCL SBI Card OCTANE
Drivers who fill up at BPCL pumps and spend on dining and groceries
Annual fee₹1,499/yr
Who qualifiesSee issuer
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SBI SimplyCLICK Credit Card
First-time cardholders who mostly shop online
Annual fee₹499/yr
Who qualifiesFair to Good
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Axis Bank Privilege Credit Card
Mid-level spenders who want EDGE points, a milestone bonus and domestic lounges
Annual feeNone
Who qualifiesAge 18 to 70, Indian r…
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HDFC Bank PIXEL Play Credit Card
App-first shoppers who want to choose their own 5% cashback brands
Annual fee₹500/yr
Who qualifiesSalaried: ₹25,000 mont…
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One Credit Card (OneCard)
Young earners who want a free metal card with app controls and low forex fees
Annual feeNone
Who qualifiesAge 18 to 60; a credit…
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SBI SimplySAVE Credit Card
Everyday spenders who want simple rewards on essentials
Annual fee₹499/yr
Who qualifiesFair to Good
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ICICI Bank Coral Credit Card
New cardholders wanting dining, movie and starter lounge perks
Annual fee₹500/yr
Who qualifiesFair to Good
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IndianOil HDFC Bank Credit Card
Drivers who fill up at IndianOil and want a low fee and easy eligibility
Annual fee₹500/yr
Who qualifiesSalaried: net monthly…
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SBI Card PRIME
Spenders who will use milestone vouchers and want domestic and Priority Pass lounges
Annual fee₹2,999/yr
Who qualifiesSee issuer
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AU LIT Credit Card
People who want a free card and will pay only for the benefits they use
Annual feeNone
Who qualifiesResident Indian; salar…
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Kotak 811 #DreamDifferent Credit Card
New-to-credit users who can place a fixed deposit and want a free card
Annual feeNone
Who qualifiesSecured card: fixed de…
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RBL Bank ShopRite Credit Card
Households that want a low-fee card for monthly grocery spending
Annual fee₹500/yr
Who qualifiesSee issuer
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Kotak League Platinum Credit Card
Moderate spenders who can reach ₹1.25 lakh every six months for tickets or points
Annual fee₹499/yr
Who qualifiesAge 21 to 60; annual i…
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