How to Activate a New Credit Card (Step by Step)
Activate your new credit card in minutes, by phone, app or online. A clear step-by-step guide plus what to do right after activation.
Application & Approval guides
Practical, plain-English walkthroughs for choosing, comparing and getting the most from your credit cards in the eight countries — updated as offers change.
Credit Card Won't Activate? Common Reasons & Fixes
If your new credit card won't activate, here are the most common reasons and the exact fixes to get it working in minutes.
OTP Not Received During Card Activation? Fix It Fast
Waiting on a one-time passcode that never arrives? Here's why activation OTPs fail and how to get your code and finish activating.
Credit Card Declined on First Use? Here's Why
Your new card activated fine but got declined on the first purchase. Here are the common reasons and how to fix each one fast.
Online Card Activation Failed? Website Error Fixes
Stuck on an activation website error or a page that won't load? Here's how to troubleshoot online card activation and finish in minutes.
Chip or Contactless Not Working on a New Card?
New card's chip or tap-to-pay not working? Here are the common reasons the chip or contactless fails and how to fix each one.