Best First Credit Card in 2026: A Ranked Shortlist for Every Country We Cover
The single card we would tell a first-timer to get in the US, UK, Canada, Australia, UAE, India, Brazil and Germany — and the three habits that matter more than the card.
Student guides
Practical, plain-English walkthroughs for choosing, comparing and getting the most from your credit cards in the eight countries — updated as offers change.
Best Credit Cards for International Students (No SSN)
No Social Security number? You can still get a real US credit card as an international student in 2026. Here's exactly how, and which cards to try.