Nubank Mastercard (Roxinho)
First-time and app-savvy users who want a free, fully digital card
Annual feeNone
Who qualifiesFair to Good
MarketBrazil
Every card we rank
No Annual Fee credit cards
162 cards reviewed and scored. Filter by country and type, or switch to the table to scan fees, rewards and offers at a glance.
DKB Visa Debitkarte
Travellers with DKB active status who want a free German card with no FX fees
Annual feeNone
Who qualifiesPositive SCHUFA, regul…
MarketGermany
Hanseatic Bank GenialCard
Cost-conscious users wanting a free travel-friendly Visa
Annual feeNone
Who qualifiesPositive SCHUFA, regul…
MarketGermany
IDFC FIRST Millennia Credit Card
Lifetime free rewards on dining, travel and foreign spends with zero forex markup
Annual feeNone
Who qualifiesSee issuer for income…
MarketIndia
easybank Kreditkarte (formerly Barclays Visa)
Everyday spenders wanting a free card with FX-free travel
Annual feeNone
Who qualifiesPositive SCHUFA, regul…
MarketGermany
Bankwest Zero Platinum Mastercard
Travellers wanting a fee-free card with insurance
Annual feeNone
Who qualifiesGood credit history
MarketAustralia
Inter Mastercard Credit Card
Inter account users who want free cashback in a super-app
Annual feeNone
Who qualifiesFair to Good
MarketBrazil
Liv Cashback Credit Card
Digital-first residents who want a free-for-life card that earns on all spend
Annual feeNone
Who qualifiesMinimum monthly salary…
MarketUAE
CommBank Neo Credit Card
Borrowers wanting simple, interest-free repayments
Annual feeNone
Who qualifiesGood credit history
MarketAustralia
Itau Click Visa Platinum
Everyday digital shoppers who want a free points card
Annual feeNone
Who qualifiesFair to Good
MarketBrazil
One Credit Card (OneCard)
Young earners who want a free metal card with app controls and low forex fees
Annual feeNone
Who qualifiesAge 18 to 60; a credit…
MarketIndia
PicPay Card Mastercard
PicPay wallet users who want cashback with no fee
Annual feeNone
Who qualifiesFair
MarketBrazil
Banco do Brasil Ourocard Elo
BB account holders who want a practical everyday card
Annual feeNone
Who qualifiesFair to Good
MarketBrazil
Bradesco Neo Visa
Young, digital-first users who want a free starter card
Annual feeNone
Who qualifiesFair
MarketBrazil
RAKBANK Red Credit Card
Salaried residents who want a card that never charges an annual fee
Annual feeNone
Who qualifiesMinimum monthly salary…
MarketUAE
Santander SX Mastercard
Young users and beginners who want free cashback
Annual feeNone
Who qualifiesFair
MarketBrazil
TF Bank Mastercard Gold
Budget travellers wanting a free card with insurance
Annual feeNone
Who qualifiesPositive SCHUFA, regul…
MarketGermany
AU LIT Credit Card
People who want a free card and will pay only for the benefits they use
Annual feeNone
Who qualifiesResident Indian; salar…
MarketIndia
Bank Norwegian Visa
Travellers flying Norwegian who want a free card
Annual feeNone
Who qualifiesPositive SCHUFA, regul…
MarketGermany
Kotak 811 #DreamDifferent Credit Card
New-to-credit users who can place a fixed deposit and want a free card
Annual feeNone
Who qualifiesSecured card: fixed de…
MarketIndia