HDFC Infinia Credit Card (Metal Edition)
High-net-worth spenders who want top-tier travel and luxury perks
Annual fee₹12,500/yr
Who qualifiesExcellent
MarketIndia
Every card we rank
All credit cards we rank
136 cards reviewed and scored. Filter by country and type, or switch to the table to scan fees, rewards and offers at a glance.
Capital One Venture X Rewards
Travelers who want premium perks at a lower fee
Annual fee$395/yr
Who qualifiesExcellent (740+)
MarketUSA
Chase Sapphire Preferred Card
Travelers who want flexible points without a huge annual fee
Annual fee$95/yr
Who qualifiesGood to Excellent (700…
MarketUSA
HDFC Diners Club Black Metal Credit Card
Frequent flyers who want luxury perks on the Diners network
Annual fee₹10,000/yr
Who qualifiesExcellent
MarketIndia
Amazon Pay ICICI Bank Credit Card
Amazon regulars who want a free everyday cashback card
Annual feeNone
Who qualifiesGood
MarketIndia
American Express Cobalt Card
Foodies and renters maximising dining and grocery rewards
Annual feeC$155/yr
Who qualifiesGood to excellent cred…
MarketCanada
Chase Freedom Unlimited
Everyday spenders who want simple cash back and pair it with Chase points
Annual feeNone
Who qualifiesGood (690+)
MarketUSA
Chase Sapphire Reserve
Frequent travelers who value lounge access and premium protections
Annual fee$550/yr
Who qualifiesExcellent (740+)
MarketUSA
Nubank Mastercard (Roxinho)
First-time and app-savvy users who want a free, fully digital card
Annual feeNone
Who qualifiesFair to Good
MarketBrazil
Prime Visa (Amazon)
Amazon Prime members and frequent online shoppers
Annual feeNone
Who qualifiesGood (690+)
MarketUSA
The Platinum Card from American Express
Frequent flyers who maximize lounge access and travel credits
Annual fee$695/yr
Who qualifiesExcellent (740+)
MarketUSA
American Express Gold Card
Heavy spenders on dining and groceries
Annual fee$325/yr
Who qualifiesGood to Excellent (700…
MarketUSA
Axis Bank ACE Credit Card
Anyone who wants high cashback on bills and everyday spends
Annual fee₹499/yr
Who qualifiesGood
MarketIndia
Axis Bank Magnus Credit Card
Points maximizers who transfer rewards to airline miles
Annual fee₹12,500/yr
Who qualifiesExcellent
MarketIndia
Blue Cash Preferred Card from American Express
Families with high grocery and streaming spend
Annual fee$95/yr
Who qualifiesGood to Excellent (700…
MarketUSA
Capital One Venture Rewards
Travelers who want flat-rate miles with no category tracking
Annual fee$95/yr
Who qualifiesGood to Excellent (700…
MarketUSA
Cashback SBI Card
Online shoppers who want simple, automatic cashback
Annual fee₹999/yr
Who qualifiesGood
MarketIndia
Chase Freedom Flex
People who can track and activate rotating 5% categories
Annual feeNone
Who qualifiesGood (690+)
MarketUSA
Citi Double Cash Card
Flat-rate maximizers and debt payoff
Annual feeNone
Who qualifiesGood (690+)
MarketUSA
DKB Visa Debitkarte
Travellers who want a free German card with no FX fees
Annual feeNone
Who qualifiesPositive SCHUFA, regul…
MarketGermany
Discover it Cash Back
First-year value seekers and category optimizers
Annual feeNone
Who qualifiesGood (670+)
MarketUSA
Discover it Secured Credit Card
Building or rebuilding credit while earning rewards
Annual feeNone
Who qualifiesNew / rebuilding credi…
MarketUSA
Ink Business Preferred Credit Card
Small businesses with travel and advertising spend
Annual fee$95/yr
Who qualifiesGood to Excellent (700…
MarketUSA
Ink Business Unlimited Credit Card
Businesses wanting simple flat-rate cash back
Annual feeNone
Who qualifiesGood to Excellent (700…
MarketUSA
Nubank Ultravioleta Mastercard Black
Premium digital users who want cashback plus Black benefits
Annual feeR$590/yr
Who qualifiesGood to Excellent
MarketBrazil
Scotiabank Gold American Express Card
Diners and grocery shoppers who travel abroad
Annual feeC$120/yr
Who qualifiesGood to excellent cred…
MarketCanada
Wells Fargo Active Cash Card
Simple 2% on everything with cell phone protection
Annual feeNone
Who qualifiesGood (690+)
MarketUSA
ADCB TouchPoints Infinite Credit Card
Affluent UAE residents who value lifestyle privileges
Annual feeAED 1,575/yr
Who qualifiesHigh income, UAE resid…
MarketUAE
American Express Platinum Card
Affluent travellers who maximise premium perks
Annual fee€720/yr
Who qualifiesExcellent SCHUFA, high…
MarketGermany
Axis Bank Atlas Credit Card
Frequent travelers who want transferable airline and hotel miles
Annual fee₹5,000/yr
Who qualifiesGood to Excellent
MarketIndia
C6 Carbon Mastercard Black
Digital-banking users who want premium perks and lasting points
Annual feeR$1,080/yr
Who qualifiesGood to Excellent
MarketBrazil
Capital One Savor Cash Rewards Credit Card
Dining, streaming and entertainment spenders with no annual fee
Annual feeNone
Who qualifiesGood to Excellent (700…
MarketUSA
Capital One SavorOne Cash Rewards Credit Card
Everyday dining, grocery and streaming with no annual fee
Annual feeNone
Who qualifiesGood (690+)
MarketUSA
Citi Custom Cash Card
People with one dominant spending category
Annual feeNone
Who qualifiesGood (690+)
MarketUSA
Citi Strata Premier Card
Everyday spenders who want broad 3x travel and grocery rewards
Annual fee$95/yr
Who qualifiesGood to Excellent (700…
MarketUSA
Costco Anywhere Visa Card by Citi
Costco members with high fuel spend
Annual feeNone
Who qualifiesGood to Excellent (700…
MarketUSA
Discover it Student Cash Back
College students building credit while earning rewards
Annual feeNone
Who qualifiesFair to Good (limited…
MarketUSA
Flipkart Axis Bank Credit Card
Flipkart and Myntra loyalists who want simple cashback
Annual fee₹500/yr
Who qualifiesGood
MarketIndia
HDFC Regalia Gold Credit Card
Aspiring premium users who want lounge access and lifestyle rewards
Annual fee₹2,500/yr
Who qualifiesGood to Excellent
MarketIndia
Halifax Clarity Credit Card
Frequent travellers wanting fee-free overseas spending
Annual feeNone
Who qualifiesGood credit history
MarketUK
Ink Business Cash Credit Card
Businesses with office supply and telecom spending
Annual feeNone
Who qualifiesGood to Excellent (700…
MarketUSA
Itau Personnalite Visa Infinite
Affluent Itau clients who travel internationally and value miles
Annual feeR$1,800/yr
Who qualifiesExcellent
MarketBrazil
Mashreq Solitaire Credit Card
High-net-worth UAE residents wanting top-tier perks
Annual feeAED 2,100/yr
Who qualifiesVery high income, UAE…
MarketUAE
TD Aeroplan Visa Infinite Card
Air Canada travellers wanting Aeroplan points
Annual feeC$139/yr
Who qualifiesGood to excellent cred…
MarketCanada
The Business Platinum Card from American Express
Business owners who travel frequently and value lounge access
Annual fee$695/yr
Who qualifiesGood to Excellent (700…
MarketUSA
American Express Business Gold Card
Businesses with concentrated, variable spending
Annual fee$375/yr
Who qualifiesGood to Excellent (700…
MarketUSA
American Express Qantas Ultimate Card
Frequent Qantas flyers maximising points and perks
Annual feeA$450/yr
Who qualifiesGood to excellent cred…
MarketAustralia
Apple Card
iPhone users who want simple, fee-free cash back
Annual feeNone
Who qualifiesFair to Good (660+)
MarketUSA
BMO CashBack World Elite Mastercard
Grocery-heavy households wanting premium cashback
Annual feeC$120/yr
Who qualifiesGood to excellent cred…
MarketCanada
Bank of America Customized Cash Rewards
Bank of America customers who can earn Preferred Rewards boosts
Annual feeNone
Who qualifiesGood (690+)
MarketUSA
Bank of America Premium Rewards Credit Card
Bank of America customers who travel and dine out
Annual fee$95/yr
Who qualifiesGood to Excellent (700…
MarketUSA
Blue Cash Everyday Card from American Express
Families wanting grocery and online shopping cash back with no fee
Annual feeNone
Who qualifiesGood to Excellent (700…
MarketUSA
Bradesco Aeternum Visa Infinite
Affluent Bradesco clients who travel and collect Livelo points
Annual feeR$1,560/yr
Who qualifiesExcellent
MarketBrazil
British Airways American Express Credit Card
BA flyers who can hit the spend for a Companion Voucher
Annual feeNone
Who qualifiesGood credit history
MarketUK
Capital One Quicksilver Cash Rewards
Anyone who wants simple flat-rate cash back with no fee
Annual feeNone
Who qualifiesGood (690+)
MarketUSA
Emirates NBD Skywards Signature Credit Card
Emirates frequent flyers based in the UAE
Annual feeAED 735/yr
Who qualifiesStable income, UAE res…
MarketUAE
HDFC Millennia Credit Card
Young professionals who shop heavily on Amazon, Flipkart and food apps
Annual fee₹1,000/yr
Who qualifiesGood
MarketIndia
Hanseatic Bank GenialCard
Cost-conscious users wanting a free travel-friendly Visa
Annual feeNone
Who qualifiesPositive SCHUFA, regul…
MarketGermany
Mashreq Cashback Credit Card
Everyday spenders wanting fee-free cashback
Annual feeNone
Who qualifiesStable income, UAE res…
MarketUAE
SBI Card ELITE
Families who want entertainment perks plus travel benefits
Annual fee₹4,999/yr
Who qualifiesGood to Excellent
MarketIndia
Standard Chartered Ultimate Credit Card
Premium users who want a simple flat-rate rewards card
Annual fee₹5,000/yr
Who qualifiesExcellent
MarketIndia
TD Cash Back Visa Infinite Card
Families with heavy grocery, gas and bill spending
Annual feeC$139/yr
Who qualifiesGood to excellent cred…
MarketCanada
U.S. Bank Altitude Go Visa Signature Card
Foodies who want strong dining rewards without a fee
Annual feeNone
Who qualifiesGood to Excellent (700…
MarketUSA
U.S. Bank Altitude Reserve Visa Infinite
Mobile-wallet users who want premium perks
Annual fee$400/yr
Who qualifiesExcellent (740+)
MarketUSA
U.S. Bank Cash+ Visa Signature Card
People who want to customize their 5% cash back
Annual feeNone
Who qualifiesGood to Excellent (700…
MarketUSA
Wells Fargo Autograph Card
No-fee 3x rewards across many everyday categories
Annual feeNone
Who qualifiesGood to Excellent (700…
MarketUSA
Wells Fargo Autograph Journey Card
Travelers wanting transferable points and an airline credit
Annual fee$95/yr
Who qualifiesGood to Excellent (700…
MarketUSA
XP Visa Infinite Credit Card
Investors who want premium benefits with no fee and cashback to invest
Annual feeNone
Who qualifiesGood to Excellent
MarketBrazil
American Express Membership Rewards Credit Card
Disciplined spenders who hit monthly milestones for bonus points
Annual fee₹1,500/yr
Who qualifiesGood to Excellent
MarketIndia
American Express Platinum Cashback Everyday
Everyday spenders wanting fee-free cashback
Annual feeNone
Who qualifiesGood credit history
MarketUK
Bank of America Travel Rewards Credit Card
Simple travel rewards with no annual or foreign fee
Annual feeNone
Who qualifiesGood to Excellent (700…
MarketUSA
Barclaycard Avios Plus
British Airways flyers who spend regularly
Annual fee£240/yr
Who qualifiesGood to excellent cred…
MarketUK
Barclays Visa
Everyday spenders wanting a free card with FX-free travel
Annual feeNone
Who qualifiesPositive SCHUFA, regul…
MarketGermany
Capital One Platinum Secured
People building or rebuilding credit
Annual feeNone
Who qualifiesLimited / Rebuilding
MarketUSA
Citi / AAdvantage Platinum Select World Elite Mastercard
American Airlines flyers who want a free checked bag
Annual fee$99/yr
Who qualifiesGood to Excellent (700…
MarketUSA
Citi Rewards Credit Card
Rewards collectors wanting flexible, lasting points
Annual feeNone
Who qualifiesStable income, UAE res…
MarketUAE
FAB Cashback Credit Card
Households wanting fee-free cashback on essentials
Annual feeNone
Who qualifiesStable income, UAE res…
MarketUAE
ICICI Bank Sapphiro Credit Card
Lifestyle spenders who want dining, movie and travel perks together
Annual fee₹3,500/yr
Who qualifiesGood to Excellent
MarketIndia
NAB Qantas Rewards Signature Card
Qantas frequent flyers wanting premium perks
Annual feeA$295/yr
Who qualifiesGood to excellent cred…
MarketAustralia
RBC Avion Visa Infinite Card
Travellers wanting flexible, blackout-free redemptions
Annual feeC$120/yr
Who qualifiesGood to excellent cred…
MarketCanada
Santander Unlimited Mastercard Black
Premium clients who want non-expiring points and lounge access
Annual feeR$1,440/yr
Who qualifiesExcellent
MarketBrazil
Tangerine Money-Back Credit Card
No-fee cashback seekers who want category control
Annual feeNone
Who qualifiesGood credit
MarketCanada
Target RedCard Credit Card
Regular Target shoppers
Annual feeNone
Who qualifiesFair to Good (640+)
MarketUSA
U.S. Bank Smartly Visa Signature Card
U.S. Bank customers wanting a high flat cash back rate
Annual feeNone
Who qualifiesGood to Excellent (700…
MarketUSA
ANZ Frequent Flyer Black Credit Card
High-spending Qantas flyers wanting premium perks
Annual feeA$425/yr
Who qualifiesGood to excellent cred…
MarketAustralia
American Express Platinum Cashback
Higher spenders who want maximum cashback
Annual fee£25/yr
Who qualifiesGood credit history
MarketUK
Bankwest Zero Platinum Mastercard
Travellers wanting a fee-free card with insurance
Annual feeNone
Who qualifiesGood credit history
MarketAustralia
Barclaycard Platinum 0% Purchase
Spreading the cost of a large purchase interest-free
Annual feeNone
Who qualifiesGood credit history
MarketUK
Barclaycard Platinum Balance Transfer
Clearing existing credit-card debt interest-free
Annual feeNone
Who qualifiesGood credit history
MarketUK
CIBC Aventura Visa Infinite Card
Travellers wanting flexible any-airline redemptions
Annual feeC$139/yr
Who qualifiesGood to excellent cred…
MarketCanada
Citi Rewards+ Card
Small everyday purchases thanks to the round-up feature
Annual feeNone
Who qualifiesGood (690+)
MarketUSA
Emirates Islamic Cashback Plus Card
Customers wanting Sharia-compliant cashback
Annual feeNone
Who qualifiesStable income, UAE res…
MarketUAE
Hanseatic Bank GoldCard
Travellers wanting insurance without a points programme
Annual feeNone
Who qualifiesPositive SCHUFA, regul…
MarketGermany
Inter Mastercard Credit Card
Inter account users who want free cashback in a super-app
Annual feeNone
Who qualifiesFair to Good
MarketBrazil
JetBlue Plus Card
JetBlue flyers who check bags
Annual fee$99/yr
Who qualifiesGood to Excellent (700…
MarketUSA
N26 You
Frequent travellers wanting insurance and a modern app
Annual fee€118/yr
Who qualifiesStandard identity and…
MarketGermany
SBI SimplyCLICK Credit Card
First-time cardholders who mostly shop online
Annual fee₹499/yr
Who qualifiesFair to Good
MarketIndia
Sam's Club Mastercard
Sam's Club members who buy a lot of gas
Annual feeNone
Who qualifiesGood (690+)
MarketUSA
Wells Fargo Reflect Card
Paying off a large purchase or transferred balance over time
Annual feeNone
Who qualifiesGood to Excellent (700…
MarketUSA
AAdvantage Aviator Red World Elite Mastercard
American Airlines flyers wanting an easy welcome bonus
Annual fee$99/yr
Who qualifiesGood to Excellent (700…
MarketUSA
CommBank Neo Credit Card
Borrowers wanting simple, interest-free repayments
Annual feeNone
Who qualifiesGood credit history
MarketAustralia
Itau Click Visa Platinum
Everyday digital shoppers who want a free points card
Annual feeNone
Who qualifiesFair to Good
MarketBrazil
Miles & More Gold Credit Card
Lufthansa, SWISS and Austrian frequent flyers
Annual fee€110/yr
Who qualifiesPositive SCHUFA, regul…
MarketGermany
N26 Metal
Power users who want premium service and protection
Annual fee€196/yr
Who qualifiesStandard identity and…
MarketGermany
OnePay (Walmart) Cash Back Card
Regular Walmart shoppers
Annual feeNone
Who qualifiesFair to Good (640+)
MarketUSA
PayPal Cashback Mastercard
Heavy PayPal users wanting simple cash back
Annual feeNone
Who qualifiesGood (690+)
MarketUSA
PicPay Card Mastercard
PicPay wallet users who want cashback with no fee
Annual feeNone
Who qualifiesFair
MarketBrazil
REI Co-op Mastercard
Outdoor gear buyers and REI co-op members
Annual feeNone
Who qualifiesGood (690+)
MarketUSA
SBI SimplySAVE Credit Card
Everyday spenders who want simple rewards on essentials
Annual fee₹499/yr
Who qualifiesFair to Good
MarketIndia
Santander All in One Credit Card
Those wanting cashback and fee-free travel together
Annual fee£36/yr
Who qualifiesGood credit history
MarketUK
Virgin Money All Round Credit Card
Flexible borrowers who also like collecting Virgin Points
Annual feeNone
Who qualifiesGood credit history
MarketUK
Westpac Altitude Platinum Credit Card
Rewards seekers wanting Qantas or flexible points
Annual feeA$150/yr
Who qualifiesGood to excellent cred…
MarketAustralia
American Express Payback Card
Payback loyalty fans wanting points on every euro
Annual feeNone
Who qualifiesPositive SCHUFA, regul…
MarketGermany
Banco do Brasil Ourocard Elo
BB account holders who want a practical everyday card
Annual feeNone
Who qualifiesFair to Good
MarketBrazil
Bradesco Neo Visa
Young, digital-first users who want a free starter card
Annual feeNone
Who qualifiesFair
MarketBrazil
CommBank Awards Credit Card
CommBank customers wanting flexible rewards points
Annual feeNone
Who qualifiesGood credit history
MarketAustralia
Deutsche Bank Mastercard Travel
Deutsche Bank customers who travel internationally
Annual feeNone
Who qualifiesPositive SCHUFA, regul…
MarketGermany
ICICI Bank Coral Credit Card
New cardholders wanting dining, movie and starter lounge perks
Annual fee₹500/yr
Who qualifiesFair to Good
MarketIndia
Lowe's Advantage Card
Homeowners doing renovation projects at Lowe's
Annual feeNone
Who qualifiesFair to Good (640+)
MarketUSA
My Best Buy Visa Card
Frequent Best Buy shoppers and electronics buyers
Annual feeNone
Who qualifiesGood (690+)
MarketUSA
Santander SX Mastercard
Young users and beginners who want free cashback
Annual feeNone
Who qualifiesFair
MarketBrazil
TF Bank Mastercard Gold
Budget travellers wanting a free card with insurance
Annual feeNone
Who qualifiesPositive SCHUFA, regul…
MarketGermany
Tesco Clubcard Credit Card
Regular Tesco shoppers and Clubcard collectors
Annual feeNone
Who qualifiesGood credit history
MarketUK
Verizon Visa Card
Verizon customers who want to offset their phone bill
Annual feeNone
Who qualifiesGood (690+)
MarketUSA
Bank Norwegian Visa
Travellers flying Norwegian who want a free card
Annual feeNone
Who qualifiesPositive SCHUFA, regul…
MarketGermany
Gap Good Rewards Visa Credit Card
Shoppers loyal to Gap, Old Navy, Banana Republic and Athleta
Annual feeNone
Who qualifiesFair to Good (640+)
MarketUSA
Kotak 811 #DreamDifferent Credit Card
New-to-credit users who want a free UPI-linked card
Annual feeNone
Who qualifiesFair
MarketIndia
Macy's American Express Card
Regular Macy's shoppers who want everyday rewards too
Annual feeNone
Who qualifiesFair to Good (640+)
MarketUSA
NatWest Reward Credit Card
NatWest customers who want simple everyday rewards
Annual fee£24/yr
Who qualifiesGood credit history
MarketUK
Nordstrom Credit Card
Nordstrom loyalists who value early sale access
Annual feeNone
Who qualifiesGood (690+)
MarketUSA
Synchrony HOME Credit Card
Furnishing or renovating a home across many retailers
Annual feeNone
Who qualifiesFair to Good (640+)
MarketUSA
Kohl's Card
Frequent Kohl's shoppers who chase coupons and Kohl's Cash
Annual feeNone
Who qualifiesFair (640+)
MarketUSA
Old Navy Credit Card
Frequent Old Navy and Gap-family shoppers
Annual feeNone
Who qualifiesFair to Good (640+)
MarketUSA
American Express Business Gold (2026 Refresh)
Businesses watching for an updated Amex Gold for Business
Annual feeNone
Who qualifiesGood to Excellent (700…
MarketUSA
New Full review
New Fintech Rewards Card (Reported / Coming Soon)
Readers tracking new card launches
Annual feeNone
Who qualifiesTo be announced
MarketUSA
New Full review
U.S. Bank Cash+ (2026 Category Refresh)
Cash+ fans watching for updated category options
Annual feeNone
Who qualifiesGood to Excellent (700…
MarketUSA
New Full review